Essex County and Saugus Town property record for 132 Howard St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,267 sqft |
| Lot Size | 0.411 acres (17,921 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Dec 1992) |
| Tax Bill | $8,642 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:010-A B:0002 L:0005 |
| Primary APN | SAUG M:010-A B:0002 L:0005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 3,267 sqft Living Area |
| Gross Area | 4,746 sqft |
| 1st Floor Area | 1,188 sqft |
| Basement Area | 609 sqft |
| Unfinished Basement | 609 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Colonial |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,921 sqft (0.411 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 6079013 |
|---|---|
| Street Address | 132 HOWARD ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-4013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 208402 |
132 Howard St is owned and occupied by an individual who bought it in December 1992.
Source: Essex County and Saugus Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 132 HOWARD ST, SAUGUS, MA 01906-4013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 1992 · Amount on File |
| Deed Sale | Dec 16, 1992 · Amount on File |
| Prior Sale | Dec 16, 1992 · Amount on File |
| Deed Book / Page | 11655 / 100 |
| Transfer Doc | 1165000100 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 132 Howard St was $8,642, up 4% from the year before.
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,642.00 (+4.01%) | $829,400 (+6.61%) Land $357,400 Building $463,700 | $907,953 (+23.61%) |
| 2025 | $8,309.00 (+5.15%) | $778,000 (+4.85%) Land $323,100 Building $454,900 | $734,540 |
| 2024 | $7,902.00 (+1.61%) | $742,000 (+7.43%) Land $293,800 Building $448,200 | |
| 2023 | $7,777.00 | $690,700 Land $264,400 Building $426,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 132 Howard St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 132 Howard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Also Mapped Here | SAUGUS WATER DEPT. (MWRA) |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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