Coos County and Berlin City property record for 132 Harding St, Berlin, NH 03570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,110 sqft · built 1962 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,000 (Oct 2004) |
| Tax Bill | $4,590 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 111000052000000 |
| Primary APN | 111000052000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,110 sqft Living Area |
| Gross Area | 2,422 sqft |
| Basement Area | 802 sqft |
| Unfinished Basement | 802 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 111000052000000 |
|---|---|
| Street Address | 132 HARDING ST |
| City | BERLIN |
| State | NH |
| Zip | 03570-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Block | 52 |
| Jurisdiction | BERLIN CITY NH |
| Township / Civil Division | BERLIN |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 950800 |
132 Harding St is owned and occupied by two individuals who bought it in October 2004.
Source: Coos County and Berlin City records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 132 HARDING ST, BERLIN, NH 03570-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage LIGHTHOUSE FCU |
| Mar 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance INLAND MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2004 · Amount on File |
| Deed Sale | Oct 12, 2004 · Amount on File |
| Deed Book / Page | 1100 / 345 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERLIN CITY NH |
| Property Address | 132 HARDING ST, BERLIN, NH 03570-1114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001698-329 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 1698/329 |
| Instrument | 2601008 |
| Name | LIGHTHOUSE FCU |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERLIN CITY NH |
| Property Address | 132 HARDING ST, BERLIN, NH 03570-1114 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001621-904 |
|---|---|
| Date | Mar 3, 2023 |
| Book Page | 1621/904 |
| Instrument | 2300834 |
| Name | INLAND MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2033 |
The 2025 property tax bill for 132 Harding St was $4,590.
Source: Coos County and Berlin City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Coos County |
| Municipality | Berlin City |
| Unified School District | Berlin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,590.00 | $136,600 Land $25,100 Building $111,500 | |
| 2023 | $3,675.00 (-1.32%) | $136,600 (-) Land $25,100 Building $111,500 | $167,105 |
| 2022 | $3,724.00 | $136,600 Land $25,100 Building $111,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 132 Harding St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 132 Harding St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERLIN WATER WORKS serves 9,575 people · EPA ID NH0231010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Netafy Fixed Wireless | 500 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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