132 Gullott Dr, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 132 Gullott Dr, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,380 sqft · built 1956
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$143,000 (Mar 2019)
Tax Bill$5,202 (2026)
Deeds & MortgagesDec 2021 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 48.20-7-29

Property Details

APN / Parcel Number

Primary APN422800 48.20-7-29
Alternative APN
  • 280004802000070290000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,380 sqft Living Area
1st Floor Area920 sqft
Upper Floors Area460 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1985
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions113 ft deep x 65 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address132 GULLOTT DR
CitySCHENECTADY
StateNY
Zip12306-4318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,BF,PT DELAVIC #7-6 3.-269-17
Legal SubdivisionGULLOTT DRIVE
Legal Block7
Legal Lot Number29.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2001
Census Tract33300

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address132 GULLOTT DR, SCHENECTADY, NY 12306-4318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 6, 2019Warranty Deed, Transfer · ARM
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2019 · Amount on Record
Deed SaleMar 6, 2019 · Amount on Record
Prior SaleOct 18, 2011 · Amount on Record
Deed Document Number20199618
Deed Book / Page2006 / 793
Prior Transfer DateFeb 14, 2005
Prior Transfer Doc0016990601
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address132 GULLOTT DR, SCHENECTADY, NY 12306-4318
Transaction TypeMortgage
Record UpdatedDec 24, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 GULLOTT DR, SCHENECTADY, NY 12306-4318

Mortgage

Document Number0000062061
DateDec 9, 2021
Book Page5176/948
Instrument202162061
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 6, 2019
Property Address132 GULLOTT DR, SCHENECTADY, NY 12306-4318
Document Number0000009618
Book / Page2006 / 793
Instrument DateMar 1, 2019
Instrument201909618
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$572.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address132 GULLOTT DR, 132, ROTTERDAM, NY 12306-4318

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 SPUR CIR, ALBANY, NY 12205-2308

Mortgage

Document Number0000009620
DateMar 6, 2019
Instrument201909620
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2049
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateApr 1, 2026
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change7.25%
Index1-Year CMT
Margin3
Max Rate11.2%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,202.00 (+1.62%)
2025$5,119.00$140,000 (-) Land $6,600 Building $133,400$215,400 (+16.94%) Land $10,155 Building $205,245
2023$140,000 Land $6,600 Building $133,400$184,200 Land $8,684 Building $175,516

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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