Fluvanna County property record for 132 Georges Mill Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,304 sqft · built 1845 |
| Lot Size | 7.05 acres (307,446 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,000 (Sep 2025) |
| Tax Bill | $2,421 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30 A 104C |
| Primary APN | 30 A 104C |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Living Area |
| Gross Area | 3,774 sqft |
| 1st Floor Area | 1,440 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1845 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Tin |
| Lot Area | 307,446 sqft (7.05 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 396 sqft |
| Carport | Carport |
| Carport Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 12 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13054 |
|---|---|
| Street Address | 132 GEORGES MILL RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-4567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 389-742 AC 7.058 |
| Legal Block | 10 |
| Legal Lot Number | C |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 20200 |
132 Georges Mill Rd is owned and occupied by two individuals who bought it in September 2025.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 132 GEORGES MILL RD, PALMYRA, VA 22963-4567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Sep 30, 2025 | Deed, Transfer · Conventional Mortgage GRAY FOX MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on File |
| Deed Sale | Sep 30, 2025 · Amount on File |
| Deed Document Number | 20253022 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 132 GEORGES MILL RD, PALMYRA, VA 22963-4567 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001703345 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 1703345 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Sep 30, 2025 |
| Property Address | 132 GEORGES MILL RD, PALMYRA, VA 22963-4567 |
| Document Number | 0250003022 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 250003022 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 132 GEORGES MILL RD, PALMYRA, VA 22963-4567 |
| Document Number | 0250003023 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 250003023 |
| Name | GRAY FOX MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2025 property tax bill for 132 Georges Mill Rd was $2,421, down 5.6% from the year before.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,000 (-0.01%) Land $67,800 Building $274,200 | $342,000 (-0.01%) Land $67,800 Building $274,200 | |
| 2025 | $2,421.00 (-5.61%) | $342,025 Land $67,800 Building $274,225 | $342,025 Land $67,800 Building $274,225 |
| 2024 | $2,565.00 | ||
| 2023 | $282,400 Land $67,800 Building $214,600 | $282,400 Land $67,800 Building $214,600 | |
| 2022 | $2,383.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 132 Georges Mill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 132 Georges Mill Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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