132 Gardenia Dr, Lucedale, MS 39452 Property Records

George County property record for 132 Gardenia Dr, Lucedale, MS 39452 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,520 sqft · built 2019
Lot Size	16.3 acres (712,206 sqft)
Owner	Individual Name on File
Tax Bill	$3,357 (2025)
Deeds & Mortgages	Oct 2018 Construction Loan Feb 2019 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0306-24-0-001.46`

Property Details

APN / Parcel Number

Primary APN	`0306-24-0-001.46`
Alternative APNs	`020123` `20123`

Interior

Full Baths	2 Baths
Building Area	3,520 sqft Adjusted Area
1st Floor Area	1,982 sqft
2nd Floor Area	991 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	712,206 sqft (16.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	020123
Street Address	132 GARDENIA DR
City	LUCEDALE
State	MS
Zip	39452-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9-15 OF GARDENIA LANE SUBD PB- 3-PG30 AND WHAT APPEARS TO BE A SMA LL STRIP W OF LOT 15
Legal Range	04
Legal Township	01
Legal Section	24
Legal Subdivision	GARDENIA LANE SUBD
Legal Lot Number	9,15,15 10
Jurisdiction	GEORGE MS
Township / Civil Division	1
Census Block Group	3
Census Block	3044
Census Tract	950102

Owner

Source: George County records · APN 0306-24-0-001.46

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	132 GARDENIA DR, LUCEDALE, MS 39452-7005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2018	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI
Feb 12, 2019	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Aug 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST
May 31, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2017
Deed Sale	May 31, 2017
Deed Document Number	0020173153
Deed Book / Page	2017 / 3153
Record Updated	Jun 08, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGE MS
Property Address	132 GARDENIA DR, LUCEDALE, MS 39452-7005
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/9289
Date	Oct 30, 2018
Book Page	2018/9289
Instrument	201515458

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 25, 2019

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGE MS
Property Address	132 GARDENIA DR, LUCEDALE, MS 39452-7005
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1010
Date	Feb 12, 2019
Book Page	2019/1010

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 06, 2019

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGE MS
Property Address	132 GARDENIA DR, LUCEDALE, MS 39452-7005
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	PLACER TITLE COMPANY, PILGER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/4105
Date	May 30, 2019
Book Page	2019/4105

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2049

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGE MS
Property Address	132 GARDENIA DR, LUCEDALE, MS 39452-7005
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/5813
Date	Jun 19, 2020
Book Page	2020/5813

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 25, 2030

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGE MS
Property Address	132 GARDENIA DR, LUCEDALE, MS 39452-7005
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/10109
Date	Aug 02, 2021
Book Page	2021/10109

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2041

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEORGE MS
Recording Date	May 31, 2017
Property Address	132 GARDENIA DR, LUCEDALE, MS 39452-7005
Document Number	02017/3153
Book / Page	2017 / 3153
Instrument Date	May 25, 2017
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: George County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	George County
Unified School District	George County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,357.00 (+12.24%) Homeowner's exemption	$34,080 (+26.69%)
2024	$2,991.00 (+0.07%)		$339,620 (+26.82%) Land $22,350 Building $317,270
2023	$2,989.00 (-0.03%) Homeowner's exemption	$26,900	$267,800 Land $22,400 Building $245,400
2022	$2,990.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, George County (28039C), updated September 19, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280399501023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 88% of Mississippi
Wildfire Likelihood	About 1 in 336 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Singing River Connect	Fiber	2,000 / 2,000
Telapex	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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