132 Fenner Rd, Ovid, MI 48866 Property Records

Shiawassee County property record for 132 Fenner Rd, Ovid, MI 48866

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,720 sqft · built 1991
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Individual Names on File
Last Sale	$186,000 (May 2004)
Tax Bill	$2,735 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-24-100-012`

Property Details

APN / Parcel Number

Primary APN	`005-24-100-012`
Alternative APN	`0052410001200`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,720 sqft Heated Area
1st Floor Area	1,720 sqft
Basement Area	1,720 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Lot Area	113,256 sqft (2.6 acres)
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	132 FENNER RD
City	OVID
State	MI
Zip	48866-9546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	SEC. 24 T7N R1E. BEG AT POINT ON N&S 14 LN S158'50! W 540 FT FROM N 14 POSTOF SEC TH S158'50''W 170 FT TH N8809' 05''W 666.07
Legal Range	01E
Legal Township	07N
Legal Section	24
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3026
Census Tract	30200

Owner

132 Fenner Rd is owned and occupied by two individuals who bought it in May 2004.

Source: Shiawassee County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	132 FENNER RD, OVID, MI 48866-9546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Line of Credit LAFCU
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2004 · Amount on File
Deed Sale	May 5, 2004 · Amount on File
Deed Document Number	20043121545
Deed Book / Page	1059 / 938
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	132 FENNER RD, OVID, MI 48866-9546
Transaction Type	Mortgage
Record Updated	Jan 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 FENNER RD, OVID, MI 48866-9546

Mortgage

Document Number	0013030026
Date	Dec 19, 2022
Book Page	1303/26
Instrument	3367050

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	132 FENNER RD, OVID, MI 48866-9546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 FENNER RD, OVID, MI 48866-9546

Mortgage

Document Number	0012750426
Date	Nov 20, 2020
Book Page	1275/426
Instrument	3339111

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	132 FENNER RD, OVID, MI 48866-9546
Document Number	0012580301
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	132 FENNER RD OVID MI 488669546, OVID, MI 48866-9546

Mortgage

Document Number	0012580301
Date	Jun 20, 2019
Book Page	001258/000301
Instrument	3321836

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 19, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 132 Fenner Rd was $2,735 with a homeowner's exemption, up 2.3% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Middlebury Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,400 (+2.71%)	$302,800 (+2.71%)
2025	$2,735.00 (+2.32%) Homeowner's exemption	$147,400	$294,800
2024	$2,673.00 (+10.45%)
2023	$2,420.00 Homeowner's exemption	$120,200	$240,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Fenner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 132 Fenner Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
DayStarr Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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