132 Emerald Dr, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 132 Emerald Dr, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,212 sqft · built 2002
Lot Size	0.235 acres (10,254 sqft)
Owner	Individual Name on Record
Last Sale	$529,900 (May 2005)
Tax Bill	$8,399 (2025)
Deeds & Mortgages	Jan 2022 Refinance Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:047 L:013 S:102`

Property Details

APN / Parcel Number

Primary APN	`B:047 L:013 S:102`
Alternative APN	`LYNN M:047 B:013 L:102`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,212 sqft Living Area
Gross Area	3,968 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,254 sqft (0.235 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	132 EMERALD DR
City	LYNN
State	MA
Zip	01904-1258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	EMERALD PARK
Legal Block	13
Legal Lot Number	102
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1025
Census Tract	205400

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	132 EMERALD DR, LYNN, MA 01904-1258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BAYSHORE MORTGAGE FUNDING
Jan 17, 2018	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Dec 23, 2020	Deed of Trust, Mortgage · Line of Credit EASTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2005 · Amount on Record
Deed Sale	May 11, 2005 · Amount on Record
Deed Book / Page	24281 / 31
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	132 EMERALD DR, LYNN, MA 01904-1258
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040682-78
Date	Jan 26, 2022
Book Page	40682/78
Instrument	20220126001510

Lender

Name	BAYSHORE MORTGAGE FUNDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	132 EMERALD DR, LYNN, MA 01904-1258
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36476-235
Date	Jan 17, 2018
Book Page	36476/235
Instrument	180117004480

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	132 EMERALD DR, LYNN, MA 01904-1258
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39333-132
Date	Dec 23, 2020
Book Page	39333/132
Instrument	20201223000360

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,399.00 (+3.9%)	$810,700 (+5.6%) Land $218,100 Building $592,600	$825,170
2024	$8,084.00 (-0.05%)	$767,700 (+5.83%) Land $209,100 Building $558,600
2023	$8,088.00	$725,400 Land $232,900 Building $492,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1987–2014)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Dec 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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