132 Eagle Rdg Dr, Waverly, IA 50677 Property Records

Bremer County property record for 132 Eagle Rdg Dr, Waverly, IA 50677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,676 sqft · built 2012
Lot Size	0.324 acres (14,113 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Apr 2021)
Tax Bill	$7,316 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-11-326-016`

Property Details

APN / Parcel Number

Primary APN	`09-11-326-016`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
Basement Area	1,676 sqft
Finished Basement	1,000 sqft
Unfinished Basement	673 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,113 sqft (0.324 acres)
Lot Dimensions	126 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	42 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	132 EAGLE RIDGE DR
City	WAVERLY
State	IA
Zip	50677-4374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-91-14 CENTENNIAL OAKS GOLF CLUB ADD LOT 33
Legal Range	14W
Legal Township	91N
Legal Section	11
Legal Subdivision	CENTENNIAL OAKS GOLF CLUB ADD
Legal Lot Number	33
Jurisdiction	BREMER IA
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2028
Census Tract	4200

Owner

132 Eagle Rdg Dr is owned and occupied by an individual who bought it in April 2021.

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	132 EAGLE RIDGE DR, WAVERLY, IA 50677-4374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Apr 15, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2021 · Amount on File
Deed Sale	Apr 15, 2021 · Amount on File
Prior Sale	Dec 21, 2012 · Amount on File
Deed Document Number	20211879
Prior Transfer Date	Feb 21, 2008
Prior Transfer Doc	0020080787
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	132 EAGLE RIDGE DR, WAVERLY, IA 50677-4374
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020204340
Date	Oct 2, 2020
Instrument	20204340

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2030

Interest

Rate Type	Adjustable Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Apr 15, 2021
Property Address	132 EAGLE RIDGE DR, WAVERLY, IA 50677-4374
Document Number	0020211879
Instrument Date	Apr 15, 2021
Instrument	20211879
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$527.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 EAGLE RIDGE DR, WAVERLY, IA 50677-4374

Mortgage

Document Number	0020211880
Date	Apr 15, 2021
Instrument	20211880

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 132 Eagle Rdg Dr was $7,316 with a homeowner's exemption, down 3.8% from the year before.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Waverly City
Unified School District	Waverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,316.00 (-3.81%) Homeowner's exemption	$433,280 Land $83,700 Building $349,580	$433,280 Land $83,700 Building $349,580
2024	$7,606.00
2023		$390,170 Land $74,890 Building $315,280	$390,170 Land $74,890 Building $315,280
2022	$6,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Eagle Rdg Dr in Zone X, an area of minimal flood risk, though there have been 111 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	111 (1979–2016)
Claims Outside the SFHA	14 of 111
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 39 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 58 claims Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Eagle Rdg Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY WATER DEPARTMENT serves 10,394 people · EPA ID IA0990085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waverly Communications Utility Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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