Johnston County property record for 132 E Ridge Cir, Clayton, NC 27520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,142 sqft · built 1981 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Aug 2020) |
| Tax Bill | $2,433 (2026) |
| Deeds & Mortgages | Jan 2019 Line of Credit Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05037008B |
| Primary APN | 05037008B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,142 sqft Living Area |
| Gross Area | 1,468 sqft |
| 1st Floor Area | 1,142 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Porch | Slab |
| Porch Area | 260 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 2000231185 |
|---|---|
| Street Address | 132 E RIDGE CIR |
| City | CLAYTON |
| State | NC |
| Zip | 27520-2049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 43 EAST RIDGE ESTATES 21/107 |
| Legal Subdivision | EAST RIDGE ESTATES |
| Legal Lot Number | 43 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLAYTON |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 41001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Clayton Historic District listed 2010 · 274 contributing resources · NRIS 10000314 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 132 E RIDGE CIR, CLAYTON, NC 27520-2049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 19, 2020 | Warranty Deed, Transfer · FHA Mortgage MY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2020 · Amount on Record |
| Deed Sale | Aug 19, 2020 · Amount on Record |
| Prior Sale | Sep 29, 2015 · Amount on Record |
| Deed Document Number | 2020674295 |
| Deed Book / Page | 5676 / 131 |
| Prior Transfer Date | Mar 20, 2006 |
| Prior Transfer Doc | 0000123024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 132 E RIDGE CIR, CLAYTON, NC 27520-2049 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000598828 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 5282/0215 |
| Instrument | 2019598828 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CLAYTON, NC 27520 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Aug 19, 2020 |
| Property Address | 132 E RIDGE CIR, CLAYTON, NC 27520-2049 |
| Document Number | 0000674295 |
| Book / Page | 5676 / 131 |
| Map Reference | MB 21 PG 107 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 2020674295 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 132 E RIDGE CIR, CLAYTON, NC 27520-2049 |
| Document Number | 0000674296 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 2020674296 |
| Name | MY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Municipality | Clayton Town |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,433.00 (+48.9%) | $243,320 (+92.09%) Land $75,000 Building $168,320 | $243,320 (+92.09%) Land $75,000 Building $168,320 |
| 2023 | $1,634.00 | $126,670 Land $42,000 Building $84,670 | $126,670 Land $42,000 Building $84,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLAYTON serves 30,876 people · EPA ID NC0351020 |
|---|---|
| Water Source | Purchased surface water from JOHNSTON CO-WEST |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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