132 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 132 E Main St, Bradford, PA 16701

Property Summary

Property TypeSingle Family Home
Details1,688 sqft · built 1890
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$34,500 (May 2021)
Tax Bill$1,117 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-013.-108.00

Property Details

APN / Parcel Number

Primary APN05-013.-108.00
Alternative APN
  • 004137

Interior

Building Area1,688 sqft Total Area

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions100 ft deep x 63 ft wide

Location & Zoning

Street Address132 E MAIN ST
CityBRADFORD
StatePA
Zip16701-1603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLD CONTROL:0979-0200
Legal SubdivisionWHITENEY AVENUE
JurisdictionMCKEAN PA
Township / Civil DivisionBRADFORD
Census Block Group2
Census Block2001
Census Tract420200

Owner

132 E Main St is owned and occupied by an individual who bought it in May 2021.

Source: McKean County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address132 E MAIN ST, BRADFORD, PA 16701-1603
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Deed, Transfer · Stand-Alone First Mortgage
HAMLIN BANK & TRUST COMPANY
Jun 22, 2018Warranty Deed, Transfer · Commercial Mortgage
HAMLIN BANK & TRUST COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2021 · Amount on File
Deed SaleMay 21, 2021 · Amount on File
Prior SaleJun 22, 2018 · Amount on File
Deed Document Number20212066
Deed Book / Page979 / 200
Record UpdatedSep 20, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionMCKEAN PA
Recording DateMay 21, 2021
Property Address132 E MAIN ST, BRADFORD, PA 16701-1603
Document Number979/200
Book / Page979 / 200
Instrument DateMay 19, 2021
Instrument202102066
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 E MAIN ST, BRADFORD, PA 16701-1603

Mortgage

Document Number202102067
DateMay 21, 2021
Instrument202102067
Lender
NameHAMLIN BANK & TRUST COMPANY
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term180 Months
DueMay 21, 2036

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCKEAN PA
Recording DateJun 22, 2018
Property Address132 E MAIN ST, BRADFORD, PA 16701-1603
Document Number901/0601
Book / Page901 / 0601
Instrument DateJun 15, 2018
Instrument201802326
Transaction TypeTransfer
Record UpdatedMay 24, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 E MAIN ST, BRADFORD, PA 16701-1603

Mortgage

Document Number201802327
DateJun 22, 2018
Instrument201802327
Lender
NameHAMLIN BANK & TRUST COMPANY
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueJun 22, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 132 E Main St was $1,117.

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
MunicipalityBradford City
CountyMcKean County
Unified School DistrictBradford Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,117.00$20,470 Land $3,780 Building $16,690
2024$1,082.00$20,470 Land $3,780 Building $16,690
1998$20,470 Land $3,780 Building $16,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1993–2005)
Claims Outside the SFHA1 of 5
Most Recent ClaimApr 2005 · rainfall accumulation
Claims by Event
  • Pa, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRADFORD CITY WATER AUTHORITY
serves 18,500 people · EPA ID PA6420014
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2020
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Apr 2025
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
SkyPacket
Fixed Wireless
100 / 20

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