132 E Haiti Rd, Berea, KY 40403 Property Records

Madison County property record for 132 E Haiti Rd, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details816 sqft
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$222,000 (Apr 2026)
Tax Bill$1,815 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNB002-0004-0016

Property Details

APN / Parcel Number

Primary APNB002-0004-0016
Alternative APNs
  • 128354
  • 91184
  • 66808

Interior

Stories1 Story
Building Area816 sqft Living Area

Exterior

Exterior MaterialWood
Lot Area17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number66808
Street Address132 E HAITI RD
CityBEREA
StateKY
Zip40403-1650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.40 ACRES
Legal Tract1 & 2
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2009
Census Tract11301

Owner

Source: Madison County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address132 E HAITI RD, BEREA, KY 40403-1650
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Deed, Transfer · FHA Mortgage
US HOME MORTGAGE
Apr 10, 2026Deed of Trust, Mortgage · FHA Mortgage
US HOME MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2026 · Amount on Record
Deed SaleApr 10, 2026 · Amount on Record
Prior SaleOct 17, 2024 · Amount on Record
Deed Document Number202614338221
Deed Book / Page881 / 205
Record UpdatedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateApr 10, 2026
Property Address132 E HAITI RD, BEREA, KY 40403-1650
Document Number0014338221
Book / Page881 / 205
Instrument DateApr 9, 2026
Instrument202614338221
Transaction TypeTransfer
Record UpdatedApr 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$22,422.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 E HAITI RD, BEREA, KY 40403-1650

Mortgage

Document Number0014338227,
DateApr 10, 2026
Instrument202614338227
Lender
NameUS HOME MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate5.98%
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Recording DateApr 10, 2026
Property Address132 E HAITI RD, BEREA, KY 40403-1650
Document Number0014338227
Book / Page2458 / 690
Instrument DateApr 9, 2026
Instrument202614338227
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014338227,
DateApr 10, 2026
Book Page2458/690
Instrument202614338227
Lender
NameUS HOME MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.11%
Max Rate-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,815.00 (+332.14%)$192,500 (+344.57%)$192,500 (+344.57%)
2023$420.00$43,300$43,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA MUNICIPAL UTILITIES
private · serves 9,972 people · EPA ID KY0760030
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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