132 E Cluster St, San Bernardino, CA 92408 Property Records

San Bernardino County property record for 132 E Cluster St, San Bernardino, CA 92408

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,008 sqft · built 1959
Lot Size	0.551 acres (23,996 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Nov 2019)
Tax Bill	$5,619 (2025)
Deeds & Mortgages	Mar 2023 Transfer Dec 2019 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0136-231-26-0000`

Property Details

APN / Parcel Number

Primary APN	`0136-231-26-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,008 sqft Living Area
1st Floor Area	1,720 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	23,996 sqft (0.551 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio/Porch
Porch Area	372 sqft
Patio Area	200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	132 E CLUSTER ST
City	SAN BERNARDINO
State	CA
Zip	92408-1409
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SHAYS HALF ACRES NO 2 LOT 12 BLK A
Legal Subdivision	SHAYS HALF ACRES #2
Legal Block	A
Legal Lot Number	12
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1033
Census Tract	5701

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	670 WHITE MOUNTAIN CIR, CORONA, CA 92881-8501
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Intrafamily Transfer, Transfer
Dec 2, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Nov 27, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
May 8, 2019	Grant Deed, Mortgage · Line of Credit MISCELLANEOUS INS CO
Apr 23, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE
Dec 15, 2016	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	2019443660
Last Transfer Date	Mar 8, 2023
Transfer Doc	0000061232
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 15, 2023
Property Address	132 E CLUSTER ST, SAN BERNARDINO, CA 92408-1409
Document Number	0000061232
Map Reference	MB 23 PG 60
Instrument Date	Mar 8, 2023
Instrument	2023-0061232
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	670 WHITE MOUNTAIN CIR, CORONA, CA 92881-8501

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 2, 2019
Property Address	132 E CLUSTER ST, SAN BERNARDINO, CA 92408-1409
Document Number	0000445265
Instrument Date	Nov 22, 2019
Instrument	445265
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	670 WHITE MOUNTAIN CIR CORONA CA 928818501, CORONA, CA 92881-8501

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 27, 2019
Property Address	132 E CLUSTER ST, SAN BERNARDINO, CA 92408-1409
Document Number	0000443660
Instrument Date	Nov 14, 2019
Instrument	443660
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$440.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	67 WHITE MOUNTAIN CIR CORONA CA 92881, CORONA, CA 92881

May 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 8, 2019
Property Address	132 E CLUSTER ST, SAN BERNARDINO, CA 92408-1409
Instrument Date	May 7, 2019
Instrument	147024
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	FIDELITY-SHERMAN OAKS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5737 KANAN RD #487 AGOURA HILLS CA 913011601, 487, AGOURA HILLS, CA 91301-1601
Investor	Possibly a Property Investor

Mortgage

Document Number	0000147024
Date	May 8, 2019
Instrument	147024

Lender

Name	MISCELLANEOUS INS CO
Address	150 GREENWICH ST, NEW YORK, NY 10007-2366

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 23, 2019
Property Address	132 E CLUSTER ST, SAN BERNARDINO, CA 92408-1409
Document Number	0000125057
Instrument Date	Apr 11, 2019
Instrument	125057
Transaction Type	Foreclosure
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$228.46
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 517 AGOURA HILLS CA 913760517, AGOURA HILLS, CA 91376-0517
Investor	Possibly a Property Investor

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	132 E CLUSTER ST, SAN BERNARDINO, CA 92408-1409
Document Number	0000033864
Instrument Date	Dec 15, 2016
Transaction Type	Mortgage
Record Updated	Feb 2, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2757 9TH ST RIALTO CA 923764501, RIALTO, CA 92376-4501

Mortgage

Document Number	0000033864
Date	Jan 25, 2017
Instrument	33864

Lender

Name	WELLS FARGO BK
Address	EAGAN, MN 55121

Agreement

Amount	Amount Recorded
Term	468 Months
Due	Jan 24, 2056

Interest

Rate	3%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$446,207 (+2%) Land $133,862 Building $312,345
2025	$5,619.00 (+4.71%)	$437,458 (+4.04%) Land $131,237 Building $306,221
2023	$5,366.00 (-0.22%)	$420,471 Land $126,141 Building $294,330
2022	$5,378.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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