132 E 4th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 132 E 4th St, Oswego, NY 13126

Property Summary

Property Type	Triplex
Details	6 bd · 3.5 ba · 3,692 sqft · built 1900
Lot Size	0.113 acres (4,950 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Feb 2026)
Tax Bill	$3,076 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.56-05-18`

Property Details

APN / Parcel Number

Primary APN	`351200 128.56-05-18`
Alternative APNs	`120012805600050180000000` `1307 M`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,692 sqft Total Area
1st Floor Area	1,930 sqft
2nd Floor Area	1,762 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,950 sqft (0.113 acres)
Lot Dimensions	75 ft deep x 66 ft wide
Porch	Slab
Porch Area	301 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1307 M
Street Address	132 E 4TH ST
City	OSWEGO
State	NY
Zip	13126-2711
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	TN2
Legal Block	5
Legal Lot Number	18.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2020
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	241 NEWARK AVE, LYNDHURST, NJ 07071-1353
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage A&D MORTGAGE LLC
Feb 17, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Deed Document Number	2026R2026001367
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	132 E 4TH ST, OSWEGO, NY 13126-2711
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	AMERICAN DREAM ABSTRACT, AMERICAN DREAM ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 W 3RD ST, OSWEGO, NY 13126-1310
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007116
Date	Jul 5, 2022
Instrument	R-2022-007116

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company
Address	HOLLYWOOD, FL 33020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Feb 17, 2026
Property Address	132 E 4TH ST, OSWEGO, NY 13126-2711
Document Number	0000001367
Instrument Date	Feb 4, 2026
Instrument	R-2026-001367
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 E 4TH ST, OSWEGO, NY 13126-2711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 NEWARK AVE, LYNDHURST, NJ 07071-1353

Mortgage

Document Number	0000001368
Date	Feb 17, 2026
Instrument	R-2026-001368

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,076.00 (-1.16%)
2025	$3,112.00	$166,000 (+21.26%) Land $18,500 Building $147,500	$166,000 (+0.64%) Land $18,500 Building $147,500
2023		$136,900 Land $11,600 Building $125,300	$164,940 Land $13,976 Building $150,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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