132 E 10th St, Covington, KY 41011 Property Records

Kenton County property record for 132 E 10th St, Covington, KY 41011 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1894
Square Footage2,348 sqft Finished Area
Lot Size2,456 sqft (0.056 acres)
Last Sale$129,000 (2023)
Tax Bill$2,883.00 (2025)

Property Details

APN / Parcel Number

Primary APN054-24-12-014.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,348 sqft Finished Area
Gross Area2,518 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1894
Effective Year BuiltEffective 1894
Exterior MaterialBrick Exterior
Roof MaterialMetal Roof
Lot Area2,456 sqft (0.056 acres)
Depth X Width87.7 ft x 28 ft Depth x Width

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address132 E 10TH ST
CityCOVINGTON
StateKY
Zip41011-3138
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description28X87.7 PT LOT 462 BAP 1ST
Legal SubdivisionWESTERN BAPTIST THEO INST
Legal Phase1ST
Legal Lot Number462
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1012
Census Tract67000

Owner

Source: Kenton County records · APN 054-24-12-014.00

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address715 BAKEWELL ST, COVINGTON, KY 41011-1227
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 06, 2023Deed, Transfer
CITIZENS FSLA
May 14, 2021Deed of Trust, Mortgage · Line of Credit
TRADITIONAL BANK INC
May 14, 2021Deed of Trust, Mortgage
TRADITIONAL BANK INC
Feb 27, 2019Deed of Trust, Mortgage
SOUTH CTRL BK
Jun 11, 2018Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 06, 2023 · Amount on Record
Deed SaleNov 06, 2023 · Amount on Record
Prior SaleJul 27, 2022 · Amount on Record
Deed Doc Number20231106203
Deed Book / Page255 / 722
Record RefreshedSep 20, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateNov 06, 2023
Property Address132 E 10TH ST, COVINGTON, KY 41011-3138
Document Number0005900203
Book / PageKC 255 / 722
Instrument DateOct 17, 2023
Instrument23110605900203
Transaction TypeTransfer
Record UpdatedNov 22, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4329 CRESCENT SPRINGS CT, LEXINGTON, KY 40515-4787

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 BAKEWELL ST, COVINGTON, KY 41011-1227

Mortgage

Document Number0005900204
DateNov 06, 2023
Book PageKCM 505/454
Instrument23110605900204
Lender
NameCITIZENS FSLA
TypeBank
AddressCARLISLE, KY 40311
Agreement
AmountAmount Recorded
Term300 Months
DueNov 01, 2048

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address132 E 10TH ST, COVINGTON, KY 41011-3138
Transaction TypeMortgage
Record UpdatedJun 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900084
DateMay 14, 2021
Book Page215/854
Instrument21051405900084
Lender
NameTRADITIONAL BANK INC
TypeBank
AddressLEXINGTON, KY 40502
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueApr 28, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address132 E 10TH ST, COVINGTON, KY 41011-3138
Transaction TypeMortgage
Record UpdatedJun 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900082
DateMay 14, 2021
Book Page215/790
Instrument21051405900082
Lender
NameTRADITIONAL BANK INC
TypeBank
AddressLEXINGTON, KY 40502
Agreement
AmountAmount Recorded
Term119 Months
DueApr 28, 2031
Interest
Rate TypeAdjustable Rate

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address132 E 10TH ST, COVINGTON, KY 41011-3138
Document Number0000000122
Instrument DateFeb 27, 2019
Transaction TypeMortgage
Record UpdatedMay 03, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4101 TATES CREEK CENTRE DR #150 LEXINGTON KY 405173096, 150, LEXINGTON, KY 40517-3096
InvestorPossibly a Property Investor

Mortgage

Document Number0000000122
DateApr 22, 2019
Book Page0C6643/000303
Instrument122
Lender
NameSOUTH CTRL BK
TypeBank
AddressGLASGOW, KY 42142
Agreement
AmountAmount Recorded
Term240 Months
DueApr 21, 2039
Interest
Rate TypeAdjustable Rate

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJun 11, 2018
Property Address132 E 10TH ST, COVINGTON, KY 41011-3138
Document Number0000000057
Book / Page0C6428 / 000117
Instrument DateMay 17, 2018
Instrument57
Transaction TypeTransfer
Record UpdatedJul 09, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$23.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address904 SUNNY SLOPE TRCE LEXINGTON KY 405141781, LEXINGTON, KY 40514-1781

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,883.00 (+80.41%)$217,600 (+81.33%) Land $5,000 Building $212,600$217,600 (+81.33%) Land $5,000 Building $212,600
2023$1,598.00 (+0.82%)$120,000 (-) Land $5,000 Building $115,000$120,000 (-) Land $5,000 Building $115,000
2022$1,585.00$120,000 Land $5,000 Building $115,000$120,000 Land $5,000 Building $115,000

Flood & Wildfire

132 E 10th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Emery-Price Historic District
listed 1987 · 104 contributing resources · NRIS 86003484

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on E 10th St

Nearby Streets

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