132 Duval St, Key West, FL 33040 Property Records

Monroe County property record for 132 Duval St, Key West, FL 33040

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	6,230 sqft · built 1989
Lot Size	0.071 acres (3,098 sqft)
Owner	Company Name on File
Last Sale	$2,000,000 (May 1998)
Tax Bill	$25,249 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Mar 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00000550-000000`

Property Details

APN / Parcel Number

Primary APN	`00000550-000000`
Alternative APNs	`01010100000550000000` `1000540`

Interior

Stories	2 Stories
Building Area	6,230 sqft Gross Area
1st Floor Area	6,230 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Construction Type	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	3,098 sqft (0.071 acres)
Porch	Open Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1000540
Street Address	132 DUVAL ST
City	KEY WEST
State	FL
Zip	33040
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	HRCC1
Legal Description	KW PT LOT 1 SQR 8 G30-328/29 OR709-470 OR922-1719 OR1065-69 OR1516-2042/43
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST SQUARE 08
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2035
Census Tract	972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

132 Duval St, a commercial property, is owned by a company that bought it in May 1998.

Source: Monroe County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	19707 TURNBERRY WAY, 5J, MIAMI, FL 33180-2502
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2017	Deed of Trust, Mortgage REGIONS BK
Mar 10, 2017	Grant Deed, Mortgage REGIONS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 1998 · Amount on File
Deed Sale	May 26, 1998 · Amount on File
Prior Sale	Aug 1, 1988 · Amount on File
Deed Book / Page	1516 / 2042
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	132 DUVAL ST, KEY WEST, FL 33040
Document Number	0028430230
Instrument Date	Mar 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	132 DUVAL ST KEY WEST FL 33040, KEY WEST, FL 33040

Mortgage

Document Number	0028430230
Date	Mar 10, 2017
Book Page	002843/000230
Instrument	2113723

Lender

Name	REGIONS BK
Type	Bank
Address	201 MILAN PKWY, BIRMINGHAM, AL 35211-6946

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 9, 2027

March 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	Mar 10, 2017
Property Address	132 DUVAL ST, KEY WEST, FL 33040
Document Number	0028430230
Book / Page	002843 / 000230
Instrument Date	Mar 2, 2017
Instrument	2113723
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	132 DUVAL ST KEY WEST FL 33040, KEY WEST, FL 33040

Mortgage

Document Number	28430230
Date	Mar 10, 2017
Book Page	002843/000230
Instrument	2113723

Lender

Name	REGIONS BK
Type	Bank
Address	201 MILAN PKWY, BIRMINGHAM, AL 35211-6946

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 9, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 132 Duval St was $25,249, up 8.8% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,249.00 (+8.85%)	$3,036,497 Land $2,300,265 Building $736,232	$3,036,497 Land $2,300,265 Building $736,232
2024	$23,197.00 (+2.58%)
2023	$22,613.00 (+7.29%)	$2,807,596 (-) Land $2,215,070 Building $592,526	$2,807,596 (-) Land $2,215,070 Building $592,526
2022	$21,077.00	$2,807,596 Land $2,215,070 Building $592,526	$2,807,596 Land $2,215,070 Building $592,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Duval St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 307 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	746 units insured incl. 439 condo units
Nearby Flood Claims	53 (2005–2017)
Claims Outside the SFHA	5 of 53
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 50 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 132 Duval St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

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