132 Drake Ln, Georgetown, KY 40324 Property Records

Scott County property record for 132 Drake Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,633 sqft · built 2006
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$464,900 (May 2026)
Tax Bill	$3,577 (2025)
Deeds & Mortgages	Feb 2007 Second Mortgage Apr 2025 Second Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`132-40-020.000`

Property Details

APN / Parcel Number

Primary APN	`132-40-020.000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,633 sqft Living Area
1st Floor Area	1,192 sqft
Basement Area	2,633 sqft
Unfinished Basement	2,633 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	132 DRAKE LN
City	GEORGETOWN
State	KY
Zip	40324-9004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALLARD POINT
Legal Subdivision	MALLARD POINT
Legal Phase	2
Legal Block	B
Legal Lot Number	14
Legal Unit	2
Jurisdiction	SCOTT KY
Township / Civil Division	STAMPING GROUND
Census Block Group	2
Census Block	2008
Census Tract	40502

Owner

Source: Scott County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	132 DRAKE LN, GEORGETOWN, KY 40324-9004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage QUICKEN LOANS INC
Apr 2, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 23, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Oct 25, 2006	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK FSB
May 26, 2026	Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
May 26, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Sep 10, 2020	Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Sep 16, 2015	Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Feb 23, 2007	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Sep 10, 2020 · Amount on Record
Deed Document Number	2026587304
Deed Book / Page	465 / 872
Record Updated	Sep 20, 2026

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	132 DRAKE LN, GEORGETOWN, KY 40324-9004
Transaction Type	Mortgage
Record Updated	Jun 17, 2026
Title Company	METRO TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M833/484
Date	Feb 23, 2007
Book Page	M833/484
Instrument	153260

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2022

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	132 DRAKE LN, GEORGETOWN, KY 40324-9004
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1829/505
Date	Apr 2, 2025
Book Page	M1829/505
Instrument	533990

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 18, 2055

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	132 DRAKE LN, GEORGETOWN, KY 40324-9004
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 DRAKE LN, GEORGETOWN, KY 40324-9004

Mortgage

Document Number	0M1807/237
Date	Oct 23, 2024
Book Page	M1807/237
Instrument	514144

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	132 DRAKE LN, GEORGETOWN, KY 40324-9004
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M814/406
Date	Oct 25, 2006
Book Page	M814/406
Instrument	148805

Lender

Name	CENTRAL BANK FSB
Type	Bank
Address	GEORGETOWN, KY 40324

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	May 26, 2026
Property Address	132 DRAKE LN, GEORGETOWN, KY 40324-9004
Document Number	0000587304
Book / Page	465 / 872
Instrument Date	May 18, 2026
Instrument	2026587304
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$46,954.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	132 DRAKE LN, GEORGETOWN, KY 40324-9004

Mortgage

Document Number	0000587307,
Date	May 26, 2026
Instrument	2026587307

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Recording Date	May 26, 2026
Property Address	132 DRAKE LN, GEORGETOWN, KY 40324-9004
Document Number	0000587307
Book / Page	1899 / 1
Instrument Date	May 18, 2026
Instrument	2026587307
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BLUEGRASS LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 CHICKADEE TRL, GEORGETOWN, KY 40324-2105

Mortgage

Document Number	0000587307,
Date	May 26, 2026
Book Page	1899/1
Instrument	2026587307

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 10, 2020
Property Address	132 DRAKE LN, GEORGETOWN, KY 40324-9004
Document Number	D417/470
Book / Page	D417 / 470
Map Reference	CAB 2 SL 542
Instrument Date	Sep 9, 2020
Instrument	421457
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1871, GEORGETOWN, KY 40324-6871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 DRAKE LN, GEORGETOWN, KY 40324-9004

Mortgage

Document Number	421458
Date	Sep 10, 2020
Instrument	421458

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2015: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 16, 2015
Property Address	132 DRAKE LN, GEORGETOWN, KY 40324-9004
Document Number	D372/128
Book / Page	D372 / 128
Map Reference	CAB2 SL542
Instrument Date	Sep 14, 2015
Instrument	342201
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	GUARDIAN TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 W 82ND ST # ST100, 1700, BLOOMINGTON, MN 55431-1442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 DRAKE LN, GEORGETOWN, KY 40324-9004

Mortgage

Document Number	0M1248/670
Date	Sep 16, 2015
Book Page	M1248/670
Instrument	342202

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2045

February 2007: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Feb 23, 2007
Property Address	132 DRAKE LN, GEORGETOWN, KY 40324-9004
Document Number	D308/010
Book / Page	D308 / 010
Instrument Date	Feb 15, 2007
Instrument	153258
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 14, 2021
Title Company	METRO TITLE OF KENTUCKY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 MALLARD POINT DR, 502, GEORGETOWN, KY 40324-9210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 DRAKE LN, GEORGETOWN, KY 40324

Mortgage

Document Number	00M833/465
Date	Feb 23, 2007
Book Page	M833/465
Instrument	153259

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,577.00 (+15.05%)	$401,700 (+17.11%)	$401,700 (+17.11%)
2023	$3,109.00	$343,000 Land $65,000 Building $278,000	$343,000 Land $65,000 Building $278,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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