Chesapeake City property record for 132 Downing Dr, Chesapeake, VA 23322
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 bd · 2 ba · 1,987 sqft · built 1993 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Oct 2018) |
| Tax Bill | $2,967 (2022) |
| Deeds & Mortgages | Sep 2025 Line of Credit Mar 2024 Second Mortgage + 3 more |
| APN | 0493002001320 |
| Primary APN | 0493002001320 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,987 sqft Total Area |
| 1st Floor Area | 1,710 sqft |
| Attic | Attic |
| Attic Area | 462 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,153 sqft (0.279 acres) |
| Lot Dimensions | 135 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 800 sqft |
| Porch | Slab |
| Porch Area | 68 sqft |
| Deck Area | Deck Area |
| Patio Area | 640 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 132 DOWNING DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8736 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R12AS: RES |
| Legal Description | 132 TUNBRIDGE STATION SEC 4 |
| Legal Subdivision | TUNBRIDGE STATION SOUTH, JOLLIFF STATION |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21101 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 132 DOWNING DR, CHESAPEAKE, VA 23322-8736 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2025 | Deed of Trust, Mortgage · Line of Credit ABNB FCU |
| Mar 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Mar 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TIDEWATER MORTGAGE SERVICES INC |
| May 20, 2020 | Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 30, 2018 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2018 · Amount on Record |
| Deed Sale | Oct 30, 2018 · Amount on Record |
| Prior Sale | Jul 7, 2003 · Amount on Record |
| Deed Document Number | 201828700 |
| Deed Book / Page | 9963 / 1496 |
| Last Transfer Date | May 13, 2020 |
| Transfer Doc | 0000015681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 132 DOWNING DR, CHESAPEAKE, VA 23322-8736 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 10889/1785 |
|---|---|
| Date | Sep 2, 2025 |
| Book Page | 10889/1785 |
| Instrument | 250019970 |
| Name | ABNB FCU |
|---|---|
| Type | Credit Union |
| Address | CHESAPEAKE, VA 23320 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Sep 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 132 DOWNING DR, CHESAPEAKE, VA 23322-8736 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2024 |
| Name | Verified Name |
|---|
| Document Number | 010734/402 |
|---|---|
| Date | Mar 18, 2024 |
| Book Page | 10734/402 |
| Instrument | 240005039 |
| Name | DISCOVER BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 11, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 132 DOWNING DR, CHESAPEAKE, VA 23322-8736 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | VIKING TITLE AND ESCROW LLC, VIKING TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 010328/331 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 10328/331 |
| Instrument | 210011116 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.38% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 20, 2020 |
| Property Address | 132 DOWNING DR, CHESAPEAKE, VA 23322-8736 |
| Document Number | 0010153/48 |
| Book / Page | 10153 / 48 |
| Instrument Date | May 13, 2020 |
| Instrument | 200015681 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 132 DOWNING DR, CHESAPEAKE, VA 23322-8736 |
| Document Number | 0010153/51 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 10153/51 |
| Instrument | 200015682 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 30, 2018 |
| Property Address | 132 DOWNING DR, CHESAPEAKE, VA 23322-8736 |
| Document Number | 09963/1496 |
| Book / Page | 9963 / 1496 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 180028700 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 132 DOWNING DR, VIRGINIA BEACH, VA 23456 |
| Document Number | 0180028701 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 180028701 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,800 (+15.3%) Land $210,000 Building $297,800 | $507,800 (+15.3%) Land $210,000 Building $297,800 | |
| 2023 | $440,400 (+12.43%) Land $175,000 Building $265,400 | $440,400 (+12.43%) Land $175,000 Building $265,400 | |
| 2022 | $2,967.00 (-13.88%) | $391,700 Land $150,000 Building $241,700 | $391,700 Land $150,000 Building $241,700 |
| 2019 | $3,445.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 183 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 26 (1990–2020) |
| Claims Outside the SFHA | 3 of 26 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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