132 Dickens Trl, Elgin, IL 60120 Property Records

Cook County property record for 132 Dickens Trl, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,642 sqft · built 1994
Lot Size	0.211 acres (9,208 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Nov 2024)
Tax Bill	$7,105 (2023)
Deeds & Mortgages	Nov 2024 Sale & Mortgage May 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-17-117-011`

Property Details

APN / Parcel Number

Primary APN	`06-17-117-011`
Alternative APN	`06-17-117-011-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,642 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,208 sqft (0.211 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	132 DICKENS TRL
City	ELGIN
State	IL
Zip	60120-5206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 186 IN COUNTRY TRAILS UNIT III PART OF NW4 OF SEC17 T41N R09E 3P
Legal Range	9E
Legal Township	41N
Legal Section	17
Legal Subdivision	COUNTRY TRAILS UNIT 111
Legal Lot Number	186
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3017
Census Tract	804404

Owner

132 Dickens Trl is owned by an individual who bought it in November 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	9205 SUSY LN, 1E, SCHILLER PARK, IL 60176-2227
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2024	Warranty Deed, Transfer · Conventional Mortgage LENDLINK FINANCIAL INC
May 23, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2024 · Amount on File
Deed Sale	Nov 4, 2024 · Amount on File
Prior Sale	Sep 21, 1994 · Amount on File
Deed Document Number	20242086
Prior Transfer Date	Oct 24, 2023
Prior Transfer Doc	0000007041
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 4, 2024
Property Address	132 DICKENS TRL, ELGIN, IL 60120-5206
Document Number	0030902086
Map Reference	DOC 92230087
Instrument Date	Oct 16, 2024
Instrument	2430902086
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 DICKENS TRL, ELGIN, IL 60120-5206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 DICKENS TRL, ELGIN, IL 60120-5206

Mortgage

Document Number	0030902087
Date	Nov 4, 2024
Instrument	2430902087

Lender

Name	LENDLINK FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.49%

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	May 23, 2024
Property Address	132 DICKENS TRL, ELGIN, IL 60120-5206
Document Number	0014407041
Map Reference	DOC 92230087
Instrument Date	Oct 24, 2023
Instrument	2414407041
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	132 DICKENS TRL, ELGIN, IL 60120-5206

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,000 Land $6,446 Building $33,554	$400,000 Land $64,460 Building $335,540
2023	$7,105.00 (+3.35%)
2022	$6,875.00 Homeowner's exemption	$27,999 Land $5,064 Building $22,935	$279,990 Land $50,640 Building $229,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 132 Dickens Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Dickens Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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