Franklin County property record for 132 Cove Gate Ln, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,696 sqft · built 1994 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,075 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-6-23.0-0-004-026.100 |
| Primary APN | 21-6-23.0-0-004-026.100 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,696 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Construction Type | Frame |
| Lot Area | 130,680 sqft (3 acres) |
| Gazebo | Gazebo |
| Street Address | 132 COVE GATE LN |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-3866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:3 B & B ACRES PLAT 3PT S 1/2 SW |
| Legal Range | 01E |
| Legal Township | 42 |
| Legal Section | 23 |
| Legal Subdivision | B & B ACRES |
| Legal Lot Number | 3B |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 800802 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 132 COVE GATE LN, SAINT CLAIR, MO 63077-3866 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 1993 |
| Deed Sale | Jun 1, 1993 |
| Deed Document Number | 756-00585 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 132 COVE GATE LN, SAINT CLAIR, MO 63077-3866 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002602722 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 2602722 |
| Name | SULLIVAN BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,075.00 (+28.35%) | $83,865 (+17.58%) | $441,700 (+17.57%) Land $14,820 Building $426,880 |
| 2023 | $3,954.00 (-4.19%) | $71,323 | $375,690 Land $11,820 Building $363,870 |
| 2022 | $4,127.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| Verizon Fixed Wireless | 25 / 6 |
| Bays-ET Highspeed Fixed Wireless | 25 / 5 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures