132 County Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 132 County Rd, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,970 sqft · built 1900
Lot Size	0.558 acres (24,300 sqft)
Owner	2 Trust Names on File
Last Sale	$485,000 (Jun 2013)
Tax Bill	$8,261 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:54A B:020B L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:54A B:020B L:0`
Alternative APN	`5199`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,970 sqft Living Area
Gross Area	3,350 sqft
Basement Area	1,038 sqft
Unfinished Basement	1,038 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,300 sqft (0.558 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	5199
Street Address	132 COUNTY RD
City	IPSWICH
State	MA
Zip	01938-2572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRA
Legal Block	20B
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	1
Census Block	1035
Census Tract	223100

Owner

132 County Rd is owner-occupied and held in a trust since October 2021.

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	132 COUNTY RD, IPSWICH, MA 01938-2572
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SAVINGS
Mar 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Apr 2, 2025	Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SAVINGS NEWBURYPORT
Nov 8, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2013 · Amount on File
Deed Sale	Jun 7, 2013 · Amount on File
Prior Sale	Sep 19, 2003 · Amount on File
Deed Book / Page	32540 / 312
Last Transfer Date	Oct 26, 2021
Transfer Doc	40461-160
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Recording Date	Aug 31, 2026
Property Address	132 COUNTY RD, IPSWICH, MA 01938-2572
Document Number	0000000800
Book / Page	43599 / 484
Instrument Date	Aug 26, 2026
Instrument	2026800
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000800,
Date	Aug 31, 2026
Book Page	43599/484
Instrument	2026800

Lender

Name	INSTITUTION FOR SAVINGS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	132 COUNTY RD, IPSWICH, MA 01938-2572
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039648-200
Date	Mar 15, 2021
Book Page	39648/200
Instrument	20210315006380

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	132 COUNTY RD, IPSWICH, MA 01938-2572
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042643-478
Date	Apr 2, 2025
Book Page	42643/478
Instrument	20250402000780

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Nov 8, 2021
Property Address	132 COUNTY RD, IPSWICH, MA 01938-2572
Document Number	40461-160
Book / Page	40461 / 160
Instrument Date	Oct 26, 2021
Instrument	20211108002410
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 COUNTY RD, IPSWICH, MA 01938-2572

Tax Assessment & Valuation

The 2026 property tax bill for 132 County Rd was $8,261, down 0.2% from the year before.

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,261.00 (-0.23%)	$766,300 (+3.19%) Land $339,300 Building $427,000	$909,693 (+5.56%)
2025	$8,280.00 (+5.42%)	$742,600 (+7.59%) Land $319,700 Building $422,900	$861,745
2024	$7,854.00 (+7.27%)	$690,200 (+15.28%) Land $321,100 Building $369,100
2023	$7,322.00	$598,700 Land $264,500 Building $334,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 County Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Nearby Flood Policies	20 units insured incl. 10 condo units
Nearby Flood Claims	6 (1982–2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 County Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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