132 Commerce Ave, Valley Head, AL 35989 Property Records

DeKalb County property record for 132 Commerce Ave, Valley Head, AL 35989

Property Summary

Property Type	Medical Building
Details	0.5 ba · 1,120 sqft · built 1945
Lot Size	0.038 acres (1,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$587 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`10-09-29-0-001-030.000`

Property Details

APN / Parcel Number

Primary APN	`10-09-29-0-001-030.000`
Alternative APNs	`150560` `8885`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,120 sqft Total Area
1st Floor Area	1,488 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Brick
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	1,680 sqft (0.038 acres)
Lot Dimensions	48 ft deep x 35 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	150560
Street Address	132 COMMERCE AVE
City	VALLEY HEAD
State	AL
Zip	35989-4259
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Legal Description	S29 T5S R10E CONT 0.03 AC(C)PT OF SW-SW DESC AS: BEG 263' SW OF NE COR OF 1/4 1/4; TH SW 26' NW 60' NE 26' SE 60' TO POB
Legal Range	10E
Legal Township	05S
Legal Section	29
Jurisdiction	DEKALB AL
Township / Civil Division	VALLEY HEAD-MENTONE
Census Block Group	1
Census Block	1074
Census Tract	961400

Owner

132 Commerce Ave, a commercial property, is owned by two individuals who acquired it in August 2012.

Source: DeKalb County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38109 US HIGHWAY 11, VALLEY HEAD, AL 35989-4432
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2012
Deed Sale	Aug 13, 2012
Deed Document Number	20123045732
Deed Book / Page	770 / 179
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Aug 20, 2021
Property Address	132 COMMERCE AVE, VALLEY HEAD, AL 35989-4259
Document Number	03001/5389
Book / Page	3001 / 5389
Instrument Date	Aug 19, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7209 HIGHWAY 137, VALLEY HEAD, AL 35989-4023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 DEAN RD NE, FORT PAYNE, AL 35967-7657

Mortgage

Document Number	0500116880
Date	Aug 20, 2021
Instrument	5001/16880

Lender

Name	FIRST STATE BANK OF DEKALB COUNTY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 132 Commerce Ave was $587, up 6.9% from the year before.

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	DeKalb County
Municipality	Valley Head Town
Unified School District	DeKalb County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$587.00 (+6.92%)
2025	$549.00	$13,560 Land $180 Building $13,380	$85,580 Land $1,080 Building $84,500
2023	$447.00 (+15.21%)	$11,060 (+15.21%)	$55,280 (+15.12%) Land $1,080 Building $54,200
2022	$388.00	$9,600 Land $60 Building $9,540	$48,020 Land $320 Building $47,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Commerce Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Commerce Ave is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Telecommunications Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000