132 Christopher St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 132 Christopher St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	3,414 sqft · built 1903
Lot Size	0.415 acres (18,093 sqft)
Owner	2 Individual Names on File
Last Sale	$2,275,000 (Jul 2026)
Tax Bill	$37,976 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-04402-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`13-04402-0000-00029`
Alternative APN	`130440200029`

Interior

Stories	2 Stories
Building Area	3,414 sqft Living Area

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Construction Type	Frame
Lot Area	18,093 sqft (0.415 acres)
Lot Dimensions	163 ft deep x 111 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130440200029
Street Address	132 CHRISTOPHER ST
City	MONTCLAIR
State	NJ
Zip	07042-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	111X163 IRR
Legal Block	4402
Legal Lot Number	29
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4004
Census Tract	16500

Owner

132 Christopher St is owned and occupied by two individuals who bought it in July 2026.

Source: Essex County and Montclair Township records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	132 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on File
Deed Sale	Jul 7, 2026 · Amount on File
Prior Sale	Jul 31, 2007 · Amount on File
Deed Document Number	202644579
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 7, 2026
Property Address	132 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4229
Document Number	0000044579
Instrument Date	Jun 26, 2026
Instrument	202644579
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$459,550.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4229

Mortgage

Document Number	0000044580,
Date	Jul 7, 2026
Instrument	202644580

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 132 Christopher St was $37,976, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,080,100 (-) Land $415,800 Building $664,300	$1,080,100 (-) Land $415,800 Building $664,300
2025	$37,976.00 (+3.32%)	$1,080,100 Land $415,800 Building $664,300	$1,080,100 Land $415,800 Building $664,300
2024	$36,755.00
2023		$1,080,100 Land $415,800 Building $664,300	$1,080,100 Land $415,800 Building $664,300
2022	$35,513.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 132 Christopher St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Christopher St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20