132 Cherry St, Black Mountain, NC 28711 Property Records

Buncombe County property record for 132 Cherry St, Black Mountain, NC 28711

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,035 sqft · built 1928
Lot Size	0.019 acres (871 sqft)
Owner	Company Name on Record
Tax Bill	$1,336 (2025)
Deeds & Mortgages	May 2023 Sale Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0619-35-3535-00000`

Property Details

APN / Parcel Number

Primary APN	`0619-35-3535-00000`
Alternative APN	`061910352459000`

Interior

Stories	1 Story
Building Area	1,035 sqft Total Area
Gross Area	1,339 sqft

Exterior

Year Built	Built 1928
Exterior Material	Brick
Construction Type	Frame
Lot Area	871 sqft (0.019 acres)

Location & Zoning

Old Parcel Number	061910352459000
Street Address	132 CHERRY ST
City	BLACK MOUNTAIN
State	NC
Zip	28711-3425
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	DEED DATE: 2023-05-16 DEE
Legal Description	DEED DATE: 2023-05-16 DEED: 6319-514 SUBDIV: BLOCK: LOT: H SECTION: PLAT: 0221-0175
Legal Subdivision	ROYAL PINES
Legal Tract	H
Legal Lot Number	H
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	1
Census Block	1001
Census Tract	3103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Black Mountain Downtown Historic District listed 2004 · 57 contributing resources · NRIS 04000570

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	12 ARBOR LN, ARDEN, NC 28704-9346
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Oct 17, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE INSURANCE CO
Feb 25, 2019	Deed of Trust, Mortgage IBERIABANK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2023
Deed Sale	May 16, 2023
Prior Sale	Oct 17, 2022
Deed Document Number	0006319514
Deed Book / Page	6319 / 514
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 16, 2023
Property Address	132 CHERRY ST, BLACK MOUNTAIN, NC 28711-3425
Document Number	0063190514
Book / Page	6319 / 514
Map Reference	MB 221 PG 175
Instrument Date	May 9, 2023
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ARBOR LN, ARDEN, NC 28704-9346

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 17, 2022
Property Address	132 CHERRY ST, BLACK MOUNTAIN, NC 28711-3425
Document Number	0062671620
Book / Page	6267 / 1620
Map Reference	MB 221 PG 175
Instrument Date	Oct 13, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 6, BLACK MOUNTAIN, NC 28711-0006

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	132 CHERRY ST, BLACK MOUNTAIN, NC 28711-3425
Document Number	0057470227
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 CHERRY ST ARDEN NC 287042735, ARDEN, NC 28704-2735

Mortgage

Document Number	0057470227
Date	Feb 26, 2019
Book Page	005747/000227

Lender

Name	IBERIABANK MTG
Type	Mortgage Company
Address	LITTLE ROCK, AR 72223

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,336.00 (+5.95%)	$154,000 (-)
2023	$1,261.00	$154,000	$154,000 (-) Land $27,900 Building $126,100
2021			$154,000 Land $27,900 Building $126,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	5 of 30
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 16 claims Hurricane Ivan, Sep 2004 · 2 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BLACK MOUNTAIN serves 11,976 people · EPA ID NC0111020
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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