132 Chatam Loop, Daphne, AL 36526 Property Records

Baldwin County property record for 132 Chatam Loop, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,284 sqft · built 1985
Lot Size	0.168 acres (7,310 sqft)
Owner	Individual Name on File
Tax Bill	$769 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`43-03-71-0-001-063`

Property Details

APN / Parcel Number

Primary APN	`43-03-71-0-001-063`
Alternative APNs	`262807` `23191`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,284 sqft Heated Area
1st Floor Area	1,284 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,310 sqft (0.168 acres)
Lot Dimensions	170 ft deep x 43 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	262807
Street Address	132 CHATAM LOOP
City	DAPHNE
State	AL
Zip	36526-7930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	43' X 170' LOT 124 UNIT 15 LAKE FOREST SUB PB7 P114 IN THE CITY OF DAPHNE GR SEC 7-T5S-R2E (WD) IN#890281 IN#1147367
Legal Subdivision	LAKE FOREST
Legal Block	U-15
Legal Lot Number	124
Legal Unit	15
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1007
Census Tract	10711

Owner

Source: Baldwin County records · APN 43-03-71-0-001-063

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	132 CHATAM LOOP, DAPHNE, AL 36526-7930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2005
Deed Sale	May 10, 2005
Deed Document Number	2005890281
Last Transfer Date	Apr 11, 2012
Transfer Doc	0001333910
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	132 CHATAM LOOP, DAPHNE, AL 36526-7930
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001857015
Date	Sep 11, 2020
Instrument	1857015

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	DAPHNE, AL 36526

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 05, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$769.00 (+21.29%)	$17,700 (+19.76%) Land $1,620 Building $16,080	$176,900 (+19.69%) Land $16,100 Building $160,800
2023	$634.00 (+17.84%) Homeowner's exemption	$14,780 (+8.84%)	$147,800 (+9%) Land $16,800 Building $131,000
2022	$538.00 (+12.08%) Homeowner's exemption	$13,580	$135,600 Land $16,500 Building $119,100
2021	$480.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 425 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.