132 Chapel Ln, Madison, MS 39110 Property Records

Madison County property record for 132 Chapel Ln, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,844 sqft · built 1989
Lot Size	2.46 acres (107,158 sqft)
Owner	2 Owner Names on File
Tax Bill	$2,909 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081H-28-004/01.09`

Property Details

APN / Parcel Number

Primary APN	`081H-28-004/01.09`
Alternative APN	`21172`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,844 sqft Adjusted Area
1st Floor Area	2,019 sqft
2nd Floor Area	1,437 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	107,158 sqft
Deck Area	400 sqft
Patio Area	1,722 sqft
Gazebo	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	21172
Old Parcel Number	081H-28 -004/01.09
Street Address	132 CHAPEL LN
City	MADISON
State	MS
Zip	39110-9069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 37 GREYSTONE PART 2 C@15
Legal Range	01E
Legal Township	08N
Legal Section	28
Legal Subdivision	GREYSTONE PT 2
Legal Lot Number	37
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	30301

Owner

The current owner of 132 Chapel Ln acquired it in February 2014.

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	132 CHAPEL LN, MADISON, MS 39110-9069
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Dec 20, 2018	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2014
Deed Sale	Feb 20, 2014
Deed Document Number	0003051623
Deed Book / Page	3051 / 623
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	132 CHAPEL LN, MADISON, MS 39110-9069
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 CHAPEL LN, MADISON, MS 39110-9069

Mortgage

Document Number	004368/318
Date	Sep 8, 2023
Book Page	4368/318
Instrument	989102

Lender

Name	CADENCE BANK NA
Type	Bank
Address	MADISON, MS 39110

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Aug 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	132 CHAPEL LN, MADISON, MS 39110-9069
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3984/398
Date	Feb 3, 2021
Book Page	3984/398
Instrument	917439

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	132 CHAPEL LN, MADISON, MS 39110-9069
Document Number	0000857044
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 CHAPEL LN MADISON MS 391109069, MADISON, MS 39110-9069

Mortgage

Document Number	0000857044
Date	Jan 16, 2019
Book Page	003683/000751
Instrument	857044

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 15, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 132 Chapel Ln was $2,909 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,909.00 Homeowner's exemption	$34,630	$346,300 Land $95,000 Building $251,300
2024	$2,909.00
2023	$2,909.00 Homeowner's exemption	$34,630	$346,300 Land $95,000 Building $251,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Chapel Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Chapel Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: NETSPEEDMS, Verizon.

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