132 Channelsyde Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 132 Channelsyde Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,925 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Sep 2023)
Tax Bill	$8,772 (2025)
Deeds & Mortgages	Sep 2023 Sale Apr 2023 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`74-01-125-0006-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-125-0006-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,925 sqft Living Area
1st Floor Area	1,689 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	124 ft deep x 60 ft wide
Garage Area	1,008 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	132 CHANNELSYDE DR
City	ALGONAC
State	MI
Zip	48001-1157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 6 ESCAPE ISLAND SEC 02 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	02
Legal Subdivision	ESCAPE ISLAND
Legal Lot Number	6
Legal Unit	6
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1005
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	132 CHANNELSYDE DR, ALGONAC, MI 48001-1157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Warranty Deed, Subdivision Related Transfer
Apr 24, 2023	Intrafamily Transfer, Transfer
Dec 19, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 16, 2022	Sheriff's Deed, Foreclosure
Apr 14, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Dec 16, 2022 · Amount on Record
Deed Document Number	202316376
Deed Book / Page	5654 / 496
Prior Transfer Date	Apr 24, 2023
Prior Transfer Doc	0005615836
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 15, 2023
Property Address	132 CHANNELSYDE DR, ALGONAC, MI 48001-1157
Document Number	0005654496
Book / Page	5654 / 496
Map Reference	LB 56 PG 50
Instrument Date	Aug 25, 2023
Instrument	2023016376
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 3, 2023

Transaction

Amount	Amount Recorded
Tax	$2,962.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7077 MARSH RD, COTTRELLVILLE, MI 48039-2704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16312 ORCHARD LN, FRASER, MI 48026-1905

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 24, 2023
Property Address	132 CHANNELSYDE DR, ALGONAC, MI 48001-1157
Document Number	0005615836
Book / Page	5615 / 836
Instrument Date	Apr 18, 2023
Instrument	2023007396
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7077 MARSH RD, COTTRELLVILLE, MI 48039-2704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7077 MARSH RD, COTTRELLVILLE, MI 48039-2704

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 19, 2022
Property Address	132 CHANNELSYDE DR, ALGONAC, MI 48001-1157
Document Number	0005586809
Book / Page	5586 / 809
Map Reference	LB 56 PG 50
Instrument Date	Dec 19, 2022
Instrument	2022027563
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 CHANNELSYDE DR, ALGONAC, MI 48001-1157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7077 MARSH RD, COTTRELLVILLE, MI 48039-2704

December 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 16, 2022
Property Address	132 CHANNELSYDE DR, ALGONAC, MI 48001-1157
Document Number	0005586141
Book / Page	5586 / 141
Map Reference	LB 56 PG 50
Instrument Date	Dec 8, 2022
Instrument	2022027431
Transaction Type	Foreclosure
Record Updated	Dec 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7077 MARSH RD, COTTRELLVILLE, MI 48039-2704

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	132 CHANNELSYDE DR, ALGONAC, MI 48001-1157
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 CHANNELSYDE DR, ALGONAC, MI 48001-1157

Mortgage

Document Number	0005510741
Date	Apr 14, 2022
Book Page	5510/741
Instrument	2022009642

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,600 (+8.04%)	$325,200 (+8.04%)
2025	$8,772.00 (-1.49%)	$150,500 (+50.5%)
2024	$8,905.00 (+166.62%)		$301,000 (+50.5%)
2023		$100,000
2022	$3,340.00		$200,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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