Bay County property record for 132 Central Ave, Panama City, FL 32401
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,216 sqft · built 2009 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $15,000 (Aug 2008) |
| Tax Bill | $587 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24220-000-000 |
| Primary APN | 24220-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,490 sqft (0.149 acres) |
| Lot Dimensions | 145 ft deep x 45 ft wide |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 132 CENTRAL AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4983 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | N MOORETOWN (10.9) N 1/2 LOT 10 & LOT 11 BLK 8 & WEST 10 OF VACATED ALLEY ORB 4530 P 1084 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | N MOORETOWN |
| Legal Block | 8 |
| Legal Lot Number | 10,11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 1000 |
Source: Bay County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 529 STONE AVE, ROANOKE, AL 36274-2341 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2008 · Amount on Record |
| Deed Sale | Aug 18, 2008 · Amount on Record |
| Deed Document Number | 200849010 |
| Deed Book / Page | 3078 / 856 |
| Record Updated | Sep 20, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $587.00 (-18.36%) | $37,073 (+7.38%) Land $15,147 Building $21,926 | $37,073 (+7.38%) Land $15,147 Building $21,926 |
| 2024 | $719.00 | ||
| 2023 | $719.00 (+19.83%) | $34,526 (+5.52%) Land $10,068 Building $24,458 | $34,526 (+5.52%) Land $10,068 Building $24,458 |
| 2022 | $600.00 | $32,719 Land $9,132 Building $23,587 | $32,719 Land $9,132 Building $23,587 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1979–2020) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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