132 Cedar St, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 132 Cedar St, Framingham, MA 01702

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,892 sqft · built 1887
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jul 1995)
Tax Bill	$6,233 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`140-73-6729`

Property Details

APN / Parcel Number

Primary APN	`140-73-6729`
Alternative APNs	`FRAM M:140 B:73 L:6729 U:000` `M:014.0 B:0027 L:0003.0` `F_677628_2923798` `498`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,892 sqft Living Area
Gross Area	3,930 sqft
1st Floor Area	946 sqft
Attic	Attic
Attic Area	638 sqft
Basement Area	946 sqft
Unfinished Basement	946 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	498
Street Address	132 CEDAR ST
City	FRAMINGHAM
State	MA
Zip	01702-6956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G
Legal Block	73
Legal Lot Number	6729
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	1
Census Block	1012
Census Tract	383200

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	132 CEDAR ST, FRAMINGHAM, MA 01702-6956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage MUTUAL OF OMAHA MORTGAGE
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 1995 · Amount on Record
Deed Sale	Jul 25, 1995 · Amount on Record
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	132 CEDAR ST, FRAMINGHAM, MA 01702-6956
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085297-416
Date	Mar 4, 2026
Book Page	85297/416
Instrument	23469

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	132 CEDAR ST, FRAMINGHAM, MA 01702-6956
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77280-453
Date	Mar 22, 2021
Book Page	77280/453
Instrument	62427

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,233.00 (+4.16%)	$526,900 (+5.13%) Land $228,600 Building $275,600	$531,212 (-11.59%)
2025	$5,984.00 (+1.08%)	$501,200 (+5.49%) Land $207,100 Building $294,100	$600,875 (+1.75%)
2024	$5,920.00 (+5.13%)	$475,100 (+10.44%) Land $184,200 Building $290,900	$590,520
2023	$5,631.00	$430,200 Land $164,600 Building $265,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–1999)
Most Recent Claim	Sep 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: AT&T, T-Mobile.

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