132 Cedar Hts, Festus, MO 63028 Property Records

Jefferson County property record for 132 Cedar Hts, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1,472 sqft · built 2022
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$351,700 (Jan 2022)
Tax Bill	$3,699 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-9.0-31.0-4-002-057.21`

Property Details

APN / Parcel Number

Primary APN	`10-9.0-31.0-4-002-057.21`

Interior

Stories	2 Stories
Building Area	1,472 sqft Living Area
Gross Area	1,741 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	269 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	132 CEDAR HTS
City	FESTUS
State	MO
Zip	63028-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCENIC VIEW ESTS 3 LOT 6
Legal Range	6E
Legal Township	41N
Legal Section	31
Legal Subdivision	SCENIC VIEW ESTS 3
Legal Block	2
Legal Lot Number	6
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	2
Census Block	2016
Census Tract	700802

Owner

132 Cedar Hts is owned and occupied by two individuals who bought it in January 2022.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	132 CEDAR HTS, FESTUS, MO 63028-1127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Jan 31, 2022	Special Warranty Deed, Transfer · Conventional Mortgage CAROLITON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Deed Document Number	20223579
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	132 CEDAR HTS, FESTUS, MO 63028-1127
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028478
Date	Aug 26, 2022
Instrument	2022R-028478

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 31, 2022
Property Address	132 CEDAR HTS, FESTUS, MO 63028-1127
Document Number	0000003579
Map Reference	DOC 2021P-00015
Instrument Date	Jan 28, 2022
Instrument	2022R-003579
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2200 BARRETT STATION RD, 2200, BALLWIN, MO 63021-5893

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 CEDAR HTS, FESTUS, MO 63028-1127

Mortgage

Document Number	0000003580
Date	Jan 31, 2022
Instrument	2022R-003580

Lender

Name	CAROLITON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 132 Cedar Hts was $3,699.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,400 (-) Land $8,800 Building $58,600	$354,700 Land $46,200 Building $308,500
2025	$3,699.00	$67,400 Land $8,800 Building $58,600
2024			$354,700 (+12.14%) Land $46,200 Building $308,500
2023	$3,385.00	$60,100 Land $8,800 Building $51,300	$316,300 Land $46,200 Building $270,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 132 Cedar Hts in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2018)
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Cedar Hts is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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