Halifax County property record for 132 Carmichael Cir, Roanoke Rapids, NC 27870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,048 sqft · built 1987 |
| Lot Size | 0.528 acres (23,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Dec 2022) |
| Tax Bill | $1,596 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3997-01-06-6776 |
| Primary APN | 3997-01-06-6776 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Cape Cod |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 23,000 sqft (0.528 acres) |
| Garage Type | Carport |
| Garage Area | 420 sqft |
| Carport | Carport |
| Carport Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 132 CARMICHAEL CIR |
|---|---|
| City | ROANOKE RAPIDS |
| State | NC |
| Zip | 27870-9404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRR20 |
| Legal Description | LT 30 SMALLWOOD LD |
| Legal Subdivision | SHELL ACRES |
| Legal Lot Number | 30 |
| Jurisdiction | HALIFAX NC |
| Township / Civil Division | ROANOKE RAPIDS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 930504 |
Source: Halifax County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 132 CARMICHAEL CIR, ROANOKE RAPIDS, NC 27870-9404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2022 · Amount on Record |
| Deed Sale | Dec 14, 2022 · Amount on Record |
| Prior Sale | Mar 5, 2007 · Amount on Record |
| Deed Book / Page | 2720 / 197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALIFAX NC |
| Property Address | 132 CARMICHAEL CIR, ROANOKE RAPIDS, NC 27870-9404 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 132 CARMICHAEL CIR, ROANOKE RAPIDS, NC 27870-9404 |
| Document Number | 002808/130 |
|---|---|
| Date | Oct 2, 2025 |
| Book Page | 2808/130 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | 3101 WAKE FOREST RD, RALEIGH, NC 27609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.7% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.7% |
| Max Rate At Change | 7.7% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HALIFAX NC |
| Recording Date | Dec 14, 2022 |
| Property Address | 132 CARMICHAEL CIR, ROANOKE RAPIDS, NC 27870-9404 |
| Document Number | 002720/197 |
| Book / Page | 2720 / 197 |
| Map Reference | MB 2179 PG 22 |
| Instrument Date | Dec 1, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 132 CARMICHAEL CIR, ROANOKE RAPIDS, NC 27870-9404 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 132 CARMICHAEL CIR, ROANOKE RAPIDS, NC 27870-9404 |
| Document Number | 0002720199 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 2720/199 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.9% |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.9% |
| Max Rate At Change | 7.9% |
| Index | 5-Year TN |
| Max Rate | 11.9% |
Source: Halifax County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Halifax County |
| Unified School District | Halifax County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,600 (-) Land $10,150 Building $140,450 | ||
| 2025 | $1,596.00 (+13.68%) | $150,600 (+23.34%) Land $10,150 Building $140,450 | |
| 2023 | $1,404.00 | $122,100 Land $10,100 Building $112,000 | $120,700 Land $10,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1999–2012) |
| Most Recent Claim | Aug 2012 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HALIFAX CO--HALIFAX serves 20,250 people · EPA ID NC0442040 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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