132 Bluff Spring Dr, Madison, AL 35758 Property Records

Madison County property record for 132 Bluff Spring Dr, Madison, AL 35758

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,204 sqft · built 2000
OwnerIndividual Name on File
Last Sale$527,000 (Feb 2014)
Tax Bill$5,686 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone AE (high risk)
APN16-03-07-2-001-023.000

Property Details

APN / Parcel Number

Primary APN16-03-07-2-001-023.000
Alternative APN
  • 399095

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,204 sqft Living Area
1st Floor Area3,203 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Exterior MaterialBrick
Construction TypeWood
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number399095
Street Address132 BLUFF SPRING DR
CityMADISON
StateAL
Zip35758-7386
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 26 BILTMORE BEND OF HERITAGE PLANTATION A RESUB OF TRACT 1 & A PORTION OF TRACT 2 OF HERITAGE PLANTATION PB 34 PG 37
Legal Range02W
Legal Township04S
Legal Section07
Legal SubdivisionBILTMORE BEND OF HERITAGE
Legal Tract1
Legal Lot Number26
JurisdictionMADISON AL
Township / Civil DivisionMADISON
Census Block Group2
Census Block2021
Census Tract11026

Owner

Source: Madison County records · APN 16-03-07-2-001-023.000

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address132 BLUFF SPRING DR, MADISON, AL 35758-7386
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 19, 2014 · Amount on Record
Deed SaleFeb 19, 2014 · Amount on Record
Deed Document Number20140219000085300
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address132 BLUFF SPRING DR, MADISON, AL 35758-7386
Document Number0000004550
Instrument DateDec 18, 2020
Transaction TypeMortgage
Record UpdatedJun 29, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address132 BLUFF SPRING DR MADISON AL 357587386, MADISON, AL 35758-7386

Mortgage

Document Number0000004550
DateJan 14, 2021
Instrument4550
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 13, 2036

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,686.00 (+2.97%) Homeowner's exemption$82,360 (+2.95%) Land $11,000 Building $71,360$823,500 (+2.95%) Land $110,000 Building $713,500
2023$5,522.00 (+6.07%) Homeowner's exemption$80,000 (+6.02%) Land $10,000 Building $70,000$799,900 (+6.03%) Land $100,000 Building $699,900
2022$5,206.00 Homeowner's exemption$75,460 Land $6,840 Building $68,620$754,400 Land $68,300 Building $686,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (01089C), as of September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010890110262, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
AT&T
Fiber
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 138 locations within half a mile of this property.

Nearby Properties on Bluff Spring Dr

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