132 Bern St, Reading, PA 19601 Property Records

Berks County property record for 132 Bern St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,573 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Aug 2026)
Tax Bill	$1,112 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-25-69-0915`

Property Details

APN / Parcel Number

Primary APN	`5307-25-69-0915`
Alternative APNs	`15-5307-25-69-0915` `15254975` `254975`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,573 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15254975
Street Address	132 BERN ST
City	READING
State	PA
Zip	19601-1249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	69
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1004
Census Tract	300

Owner

Source: Berks County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	132 BERN ST, READING, PA 19601-1249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN SETTLEMENT SERVICES, GOLDEN GATE SETTLEMENT GROUP
Mar 6, 2026	Deed, Transfer POWER SETTLEMENT GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2026 · Amount on Record
Deed Sale	Aug 6, 2026 · Amount on Record
Prior Sale	Mar 6, 2026 · Amount on Record
Deed Document Number	202625902
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 6, 2026
Property Address	132 BERN ST, READING, PA 19601-1249
Document Number	0000025902
Instrument Date	Jul 31, 2026
Instrument	202625902
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	GOLDEN SETTLEMENT SERVICES, GOLDEN GATE SETTLEMENT GROUP L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	132 BERN ST, READING, PA 19601-1249

Mortgage

Document Number	0000025903,
Date	Aug 6, 2026
Instrument	202625903

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Aug 6, 2026
Property Address	132 BERN ST, READING, PA 19601-1249
Document Number	0000025904
Instrument Date	Jul 31, 2026
Instrument	202625904
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	GOLDEN SETTLEMENT SERVICES, GOLDEN GATE SETTLEMENT GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 BERN ST, READING, PA 19601-1249

Mortgage

Document Number	0000025904,
Date	Aug 6, 2026
Instrument	202625904

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 6, 2026
Property Address	132 BERN ST, READING, PA 19601-1249
Document Number	0000006767
Instrument Date	Mar 5, 2026
Instrument	2026006767
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	POWER SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5080 OLEY TURNPIKE RD, READING, PA 19606-9116

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,112.00 (+4.02%)	$39,400 (-) Land $14,000 Building $25,400	$14,000 (-64.47%) Land $14,000
2025	$1,069.00 (+2.49%)	$39,400 (-) Land $14,000 Building $25,400
2024	$1,043.00	$39,400 Land $14,000 Building $25,400
1994			$39,400 Land $14,000 Building $25,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2011)
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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