132 Baxter Rd, Cosby, TN 37722 Property Records

Cocke County property record for 132 Baxter Rd, Cosby, TN 37722

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,376 sqft · built 1991
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$128,000 (Nov 2017)
Tax Bill	$792 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015126M A 01101`

Property Details

APN / Parcel Number

Primary APN	`015126M A 01101`
Alternative APN	`126M A 01101`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,376 sqft Living Area
1st Floor Area	976 sqft
Upper Floors Area	400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	151 ft deep x 121 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	192 sqft
Deck Area	64 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Street Address	132 BAXTER RD
City	COSBY
State	TN
Zip	37722-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 09, COUNTY AREA: Y01
Legal Subdivision	INDIAN CAMP
Legal Lot Number	13 111
Jurisdiction	COCKE TN
Township / Civil Division	5
Census Block Group	2
Census Block	2050
Census Tract	920700

Owner

Source: Cocke County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	132 BAXTER RD, COSBY, TN 37722-2346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 16, 2017	Warranty Deed, Transfer · VA Mortgage FOUNTAIN CTY FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2017 · Amount on File
Deed Sale	Nov 16, 2017 · Amount on File
Deed Document Number	17014133
Deed Book / Page	1475 / 054
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCKE TN
Property Address	132 BAXTER RD, COSBY, TN 37722-2346
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15540560
Date	Apr 5, 2021
Book Page	1554/560
Instrument	21001608

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCKE TN
Recording Date	Nov 16, 2017
Property Address	132 BAXTER RD, COSBY, TN 37722-2346
Document Number	147554
Book / Page	001475 / 000054
Instrument Date	Nov 10, 2017
Instrument	14133
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	BROADWAY TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	132 BAXTER RD COSBY TN 377222346, COSBY, TN 37722-2346

Mortgage

Document Number	147556
Date	Nov 16, 2017
Book Page	001475/000056
Instrument	14134

Lender

Name	FOUNTAIN CTY FNDG
Type	Funding / Finance Company
Address	KNOXVILLE, TN 37918

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: Cocke County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cocke County
Unified School District	Cocke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$792.00 (-12.97%)	$52,800 (+48.52%) Land $5,500 Building $47,300	$211,200 (+48.52%) Land $22,000 Building $189,200
2024	$910.00	$35,550 (-) Land $4,325 Building $31,225
2023	$910.00 (-0.22%)	$35,550 (-) Land $4,325 Building $31,225
2022	$912.00	$35,550 Land $4,325 Building $31,225	$142,200 (-) Land $17,300 Building $124,900
2020			$142,200 Land $17,300 Building $124,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT UTILITIES BOARD serves 34,925 people · EPA ID TN0000500
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Newport Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ultranet.

Cell Coverage

5G (outdoors only) and 4G LTE

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