132 Aker Rd, Queenstown, MD 21658 Property Records

Queen Anne's County property record for 132 Aker Rd, Queenstown, MD 21658

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1972
Lot Size	0.185 acres (8,060 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,725 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-021022`

Property Details

APN / Parcel Number

Primary APN	`05-021022`
Alternative APNs	`5021022` `021022`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Total Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,060 sqft (0.185 acres)
Lot Dimensions	124 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	98 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	021022
Street Address	132 AKER RD
City	QUEENSTOWN
State	MD
Zip	21658-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 13 FRIELS SUBDIVISION A QUEENSTOWN
Legal Subdivision	FRIELS SUB
Legal Lot Number	13
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	5, QUEENSTOWN
Census Block Group	1
Census Block	1018
Census Tract	810600

Owner

Source: Queen Anne's County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	132 AKER RD, QUEENSTOWN, MD 21658-1303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Aug 8, 2023	Intrafamily Transfer, Transfer · FHA Mortgage GUILD MORTGAGE CO
Sep 13, 2022	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 11, 2019	Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 8, 2023
Deed Sale	Aug 8, 2023
Prior Sale	Sep 13, 2022 · Amount on Record
Transfer Doc	0000001727
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	132 AKER RD, QUEENSTOWN, MD 21658-1303
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 AKER RD, QUEENSTOWN, MD 21658-1303

Mortgage

Document Number	0037810150
Date	Jul 21, 2021
Book Page	3781/150

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	IRVINE, PA 16329

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Aug 8, 2023
Property Address	132 AKER RD, QUEENSTOWN, MD 21658-1303
Document Number	0042600143
Book / Page	4260 / 143
Instrument Date	Jul 11, 2023
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	ARMOUR SETTLEMENT SERVICES LLC, ARMOUR SETTLEMENT SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	132 AKER RD, QUEENSTOWN, MD 21658-1303

Mortgage

Document Number	0042600148
Date	Aug 8, 2023
Instrument	4260-0148

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Sep 13, 2022
Property Address	132 AKER RD, QUEENSTOWN, MD 21658-1303
Document Number	0041120270
Book / Page	4112 / 270
Instrument Date	Aug 26, 2022
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	LIBERTY TITLE COMPANY LLC, LIBERTY T&E CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	952 MONROE MANOR RD, STEVENSVILLE, MD 21666-2218

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	132 AKER RD, QUEENSTOWN, MD 21658-1303

Mortgage

Document Number	0004112277
Date	Sep 13, 2022
Instrument	4112-277

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Apr 11, 2019
Property Address	132 AKER RD, QUEENSTOWN, MD 21658-1303
Document Number	0030670139
Book / Page	3067 / 139
Map Reference	MB CWC1 FO 43
Instrument Date	Apr 9, 2019
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	BAY EAST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 AKER RD, QUEENSTOWN, MD 21658-1303

Mortgage

Document Number	0003067147
Date	Apr 11, 2019
Instrument	3067/147

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Municipality	Queenstown Town
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,833 (+14.11%)	$253,400 (+14.3%) Land $150,700 Building $102,700
2025	$2,725.00 (+9.17%)
2023	$2,496.00	$212,800 (+4.36%)	$221,700 (-) Land $130,300 Building $91,400
2022		$203,900	$221,700 Land $130,300 Building $91,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	10 (1979–2020)
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF QUEENSTOWN serves 705 people · EPA ID MD0170003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
Cogeco Cable Holdings II Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: ALTIUS Communications.

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