Okaloosa County property record for 132 3rd St, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,234 sqft · built 1954 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (May 2025) |
| Tax Bill | $2,869 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Jul 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-6861-5 |
| Primary APN | C56-000-592-6861-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,234 sqft Heated Area |
| Gross Area | 1,566 sqft |
| 1st Floor Area | 1,058 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Width | 75 ft Width |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 132 3RD ST |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-1116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEIGS S/D NICEVILLE LOT 4 BLK 2 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 06 |
| Legal Subdivision | MEIGS S/D |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21101 |
Source: Okaloosa County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 18100 NE 95TH ST, REDMOND, WA 98052-6931 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Jan 22, 2018 | Warranty Deed, Transfer · VA Mortgage PRIME LNDG |
| May 24, 2017 | Warranty Deed, Transfer H AND S TITLE AND ESCROW INC, H&S TITLE & ESCROW INC |
| Apr 26, 2017 | Warranty Deed, Transfer H AND S TITLE AND ESCROW INC, H&S TITLE & ESCROW INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2025 · Amount on Record |
| Deed Sale | May 9, 2025 · Amount on Record |
| Prior Sale | Jul 9, 2021 · Amount on Record |
| Deed Document Number | 3753100 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 9, 2025 |
| Property Address | 132 3RD ST, NICEVILLE, FL 32578-1116 |
| Document Number | 0003753100 |
| Map Reference | MB 2 PG 6 |
| Instrument Date | May 5, 2025 |
| Instrument | 3753100 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | UNKNOWN, BRADLEY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1050 SW CABRIOLET ST, BENTONVILLE, AR 72712-7624 |
| Name | Verified Name |
|---|---|
| Address | 18100 NE 95TH ST, REDMOND, WA 98052-6931 |
| Document Number | 0003753101 |
|---|---|
| Date | May 9, 2025 |
| Instrument | 3753101 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 9, 2021 |
| Property Address | 132 3RD ST, NICEVILLE, FL 32578-1116 |
| Document Number | 0035591581 |
| Book / Page | 3559 / 1581 |
| Map Reference | MB 2 PG 6 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 3470338 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | BRADLEY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,484.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1301 OLD GANTT MILL RD, 1301, ANDERSON, SC 29625-6536 |
| Name | Verified Name |
|---|---|
| Address | 2777 LAIRD RD, CRESTVIEW, FL 32539-9378 |
| Document Number | 35591583 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 3559/1583 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 22, 2018 |
| Property Address | 132 3RD ST, NICEVILLE, FL 32578-1116 |
| Document Number | 0033340695 |
| Book / Page | 003334 / 000695 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 3183786 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2018 |
| Title Company | BRIGHT LIGHT LAND TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 132 3RD ST NICEVILLE FL 325781116, NICEVILLE, FL 32578-1116 |
| Document Number | 33340697 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 003334/000697 |
| Instrument | 3183787 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 24, 2017 |
| Property Address | 132 3RD ST, NICEVILLE, FL 32578-1116 |
| Document Number | 0033004572 |
| Book / Page | 003300 / 004572 |
| Instrument Date | May 12, 2017 |
| Instrument | 3136948 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2017 |
| Title Company | H AND S TITLE AND ESCROW INC, H&S TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $343.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 CEDAR AVE S NICEVILLE FL 325783109, NICEVILLE, FL 32578-3109 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 26, 2017 |
| Property Address | 132 3RD ST, NICEVILLE, FL 32578-1116 |
| Document Number | 0032964717 |
| Book / Page | 003296 / 004717 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 3131340 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2017 |
| Title Company | H AND S TITLE AND ESCROW INC, H&S TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 225 CARMEL DR #22 FORT WALTON BEACH FL 325471956, 22, FORT WALTON BEACH, FL 32547-1956 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,869.00 (+8.14%) | $209,043 (+5.01%) Land $63,016 Building $146,027 | $209,043 (+5.01%) Land $63,016 Building $146,027 |
| 2023 | $2,653.00 (+7.45%) | $199,079 (+5.89%) Land $53,189 Building $145,890 | $199,079 (+5.89%) Land $53,189 Building $145,890 |
| 2022 | $2,469.00 | $188,011 Land $50,657 Building $137,354 | $188,011 Land $50,657 Building $137,354 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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