13198 E 900th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 13198 E 900th Ave, Effingham, IL 62401 · Last verified August 2023

Property Summary

Property Type	Rural Home
Details	1,569 sqft · built 2017
Lot Size	8.5 acres (370,260 sqft)
Owner	Individual Name on File
Tax Bill	$1,808 (2022)
Deeds & Mortgages	Oct 2017 Mortgage Feb 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-017-080`

Property Details

APN / Parcel Number

Primary APN	`14-10-017-080`

Interior

Stories	1 Story
Building Area	1,569 sqft Base Area

Exterior

Year Built	Built 2017
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	370,260 sqft (8.5 acres)
Pole Barn	2,184 sqft

Location & Zoning

Street Address	13198 E 900TH AVE
City	EFFINGHAM
State	IL
Zip	62401-5984
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E 561FT OF W 759FT S 1/2 SW SW 1273/258
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	1
Census Block	1042
Census Tract	950400

Owner

Source: Effingham County records · APN 14-10-017-080

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	13198 E 900TH AVE, EFFINGHAM, IL 62401-5984
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2017	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
Feb 13, 2017	Deed of Trust, Mortgage · Construction Mortgage WASHINGTON SAVINGS BANK
Mar 19, 2018	Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0001273258
Record Updated	Jun 07, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	13198 E 900TH AVE, EFFINGHAM, IL 62401-5984
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3341/031
Date	Oct 17, 2017
Book Page	3341/031
Instrument	201701704881

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	162 Months
Due	Apr 12, 2031

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	13198 E 900TH AVE, EFFINGHAM, IL 62401-5984
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3278/238
Date	Feb 13, 2017
Book Page	3278/238
Instrument	201701700693

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Nov 14, 2017

Interest

Rate	3.25%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	13198 E 900TH AVE, EFFINGHAM, IL 62401-5984
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3370/318
Date	Mar 19, 2018
Book Page	3370/318
Instrument	201801800908

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 15, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,808.00 Homeowner's exemption	$41,060 Land $3,920 Building $37,140	$123,180 Land $11,760 Building $111,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
KNR Wireless, LLC.	Fixed Wireless (unlicensed)	100 / 10
Frontier	DSL	10 / 1

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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