13197 Forest Ave, Harbert, MI 49115 Property Records

Berrien County property record for 13197 Forest Ave, Harbert, MI 49115

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,041 sqft · built 1977
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Apr 2017)
Tax Bill	$6,017 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-7300-0028-00-7`

Property Details

APN / Parcel Number

Primary APN	`07-7300-0028-00-7`
Alternative APN	`11-07-7300-0028-00-7`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,041 sqft Living Area
1st Floor Area	1,041 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	197 ft deep x 96 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13197 FOREST AVE
City	HARBERT
State	MI
Zip	49115-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 28 SUPERVISOR'S PLAT OF SPRING BROOK FARM
Legal Subdivision	SPRING BROOK FARM
Legal Lot Number	28
Legal Unit	28
Jurisdiction	BERRIEN MI
Township / Civil Division	CHIKAMING
Census Block Group	1
Census Block	1028
Census Tract	11201

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1929 W BARRY AVE, CHICAGO, IL 60657-2021
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 21, 2017	Warranty Deed, Transfer · ARM LOANDEPOT.COM LLC
Sep 13, 2013	Intrafamily Transfer, Transfer
May 17, 2013	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2017 · Amount on Record
Deed Sale	Apr 21, 2017 · Amount on Record
Prior Sale	Aug 18, 1999 · Amount on Record
Deed Book / Page	3169 / 3309
Prior Transfer Date	Aug 12, 2013
Prior Transfer Doc	03050/3053
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13197 FOREST AVE, HARBERT, MI 49115-5107
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003319/99
Date	Mar 22, 2021
Book Page	3319/99

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13197 FOREST AVE, HARBERT, MI 49115-5107
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03256/0956
Date	Nov 13, 2019
Book Page	3256/0956

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 21, 2017
Property Address	13197 FOREST AVE, HARBERT, MI 49115-5107
Document Number	03169/3309
Book / Page	3169 / 3309
Map Reference	LB10 PG28
Instrument Date	Apr 11, 2017
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	FAT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 EAST TRL, DARIEN, CT 06820-5514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 W WASHINGTON BLVD APT 3708, 3708, CHICAGO, IL 60661-2784

Mortgage

Document Number	03169/2592
Date	Apr 20, 2017
Book Page	3169/2592

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

September 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Sep 13, 2013
Property Address	13197 FOREST AVE, HARBERT, MI 49115-5107
Document Number	03050/3053
Book / Page	3050 / 3053
Map Reference	LB10 PG2
Instrument Date	Aug 12, 2013
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1049 W GRACE ST, CHICAGO, IL 60613-2933

May 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 17, 2013
Property Address	13197 FOREST AVE, HARBERT, MI 49115-5107
Document Number	03037/1268
Book / Page	3037 / 1268
Map Reference	LB10 PG28
Instrument Date	May 15, 2013
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	MULTIPLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 126, HARBERT, MI 49115-0126

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1049 W GRACE ST, CHICAGO, IL 60613-2933

Mortgage

Document Number	0030371270
Date	May 17, 2013
Instrument	3037/1270

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Chikaming Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,400 (-3.65%)	$406,800 (-3.65%)
2025	$6,017.00 (+2.77%)	$211,100 (+35.32%)	$422,200 (+35.32%)
2024	$5,855.00 (+11.27%)
2023		$156,000	$312,000
2022	$5,262.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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