13191 Paddock Dr, Chardon, OH 44024 Property Records

Geauga County property record for 13191 Paddock Dr, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,728 sqft · built 1987
Lot Size	2.06 acres (89,734 sqft)
Owner	Individual Name on Record
Last Sale	$20,400 (Apr 1986)
Tax Bill	$7,218 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-084477`

Property Details

APN / Parcel Number

Primary APN	`21-084477`
Alternative APN	`004137-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,728 sqft Living Area
1st Floor Area	1,384 sqft
Upper Floors Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	89,734 sqft (2.06 acres)
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	898 sqft
Patio Area	898 sqft
Pole Barn	768 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004137-0
Street Address	13191 PADDOCK DR
City	CHARDON
State	OH
Zip	44024-9339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S/L 28 BRIDLE TRAIL ESTATES SUB
Legal Subdivision	BRIDLE TRAIL ESTATES
Jurisdiction	GEAUGA OH
Township / Civil Division	MUNSON
Census Block Group	2
Census Block	2006
Census Tract	310800

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13191 PADDOCK DR, CHARDON, OH 44024-9339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 14, 2017	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 1986 · Amount on Record
Deed Sale	Apr 1, 1986 · Amount on Record
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	13191 PADDOCK DR, CHARDON, OH 44024-9339
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13191 PADDOCK DR, CHARDON, OH 44024-9339

Mortgage

Document Number	0022141739
Date	Jan 8, 2026
Book Page	2214/1739
Instrument	202601042736

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	13191 PADDOCK DR, CHARDON, OH 44024-9339
Document Number	0020441985
Instrument Date	Nov 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13191 PADDOCK DR #D CHARDON OH 440249339, D, CHARDON, OH 44024-9339

Mortgage

Document Number	0020441985
Date	Dec 15, 2017
Book Page	002044/001985
Instrument	929986

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2047

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	13191 PADDOCK DR, CHARDON, OH 44024-9339
Document Number	0020400966
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NORTHSTAR TITLE SERVICES LLC, NORTHSTAR TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13191 PADDOCK DR CHARDON OH 440249339, CHARDON, OH 44024-9339

Mortgage

Document Number	0020400966
Date	Oct 4, 2017
Book Page	002040/000966
Instrument	926924

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 3, 2032

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Munson Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,218.00 (-0.5%)	$148,410 (-) Land $21,040 Building $127,370
2024	$7,254.00 (+5.67%) Homeowner's exemption	$148,410 (-) Land $21,040 Building $127,370
2023	$6,865.00 (+18.63%) Homeowner's exemption	$148,410 (+45.26%) Land $21,040 Building $127,370	$424,000 (+45.26%) Land $60,100 Building $363,900
2022		$102,170 Land $17,470 Building $84,700
2021	$5,787.00
2020			$291,900 Land $49,900 Building $242,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1986–1989)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 1989 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jun 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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