13191 Harness Dr, Rancho Cucamonga, CA 91739 Property Records

San Bernardino County property record for 13191 Harness Dr, Rancho Cucamonga, CA 91739

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 5,112 sqft · built 2006
Lot Size0.649 acres (28,281 sqft)
Owner2 Individual Names on File
Last Sale$900,000 (Jan 2015)
Tax Bill$13,574 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN0225-811-21-0000

Property Details

APN / Parcel Number

Primary APN0225-811-21-0000

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Stories2 Stories
Building Area5,112 sqft Living Area
Gross Area6,078 sqft
1st Floor Area2,674 sqft
2nd Floor Area2,438 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area28,281 sqft (0.649 acres)
Garage TypeAttached
Garage Area966 sqft
Parking Spaces4 Parking Spaces
PorchPatio/Porch
Porch Area489 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address13191 HARNESS DR
CityRANCHO CUCAMONGA
StateCA
Zip91739-8943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 16113 LOT 21 BOOK 301 PAGE 14
Legal Tract16113
Legal Block2
Legal Lot Number21
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group2
Census Block2001
Census Tract2041

Owner

13191 Harness Dr is owned and occupied by two individuals who acquired it in June 2015.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address13191 HARNESS DR, RANCHO CUCAMONGA, CA 91739-8943
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2015 · Amount on File
Deed SaleJan 30, 2015 · Amount on File
Prior SaleDec 26, 2006 · Amount on File
Deed Document Number201537493
Last Transfer DateJun 8, 2015
Transfer Doc0000243001
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address13191 HARNESS DR, RANCHO CUCAMONGA, CA 91739-8943
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000230253
DateJul 10, 2020
Instrument2020-0230253
Lender
NameVICTORIA FINANCIAL CORP
TypeMortgage Company
AddressSAN GABRIEL, CA 91776
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 13191 Harness Dr was $13,574 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityRancho Cucamonga City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictEtiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,103,298 (+2%) Land $275,823 Building $827,475
2025$13,574.00 Homeowner's exemption$1,081,665 Land $270,415 Building $811,250
2023$12,916.00 (+1.17%) Homeowner's exemption$1,039,663 Land $259,915 Building $779,748
2022$12,766.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13191 Harness Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13191 Harness Dr is high, ranking above 88% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 69% of California
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUCAMONGA VALLEY WATER DISTRICT
serves 213,375 people · EPA ID CA3610018
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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