13191 Central Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 13191 Central Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,794 sqft · built 2001
Lot Size	0.419 acres (18,230 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Apr 2013)
Tax Bill	$2,210 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`0439-251-04-0000`

Property Details

APN / Parcel Number

Primary APN	`0439-251-04-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,794 sqft Living Area
Gross Area	2,382 sqft
1st Floor Area	1,794 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	18,230 sqft (0.419 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	448 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	13191 OUTER CENTRAL RD
City	APPLE VALLEY
State	CA
Zip	92308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6215 LOT 4 OTTOWA PARK NO 1
Legal Subdivision	OTTAWA PARK #1
Legal Tract	6215
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2034
Census Tract	9712

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	13191 OUTER CENTRAL RD, APPLE VALLEY, CA 92308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 24, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 11, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 29, 2018	Loan Modification, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2013 · Amount on Record
Deed Sale	Apr 25, 2013 · Amount on Record
Prior Sale	Oct 11, 2012 · Amount on Record
Deed Document Number	2013172429
Prior Transfer Date	Jul 24, 2012
Prior Transfer Doc	0000298304
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 1, 2026
Property Address	13191 OUTER CENTRAL RD, APPLE VALLEY, CA 92308
Document Number	0000137067
Instrument Date	May 26, 2026
Instrument	2026137067
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13191 CENTRAL RD, APPLE VALLEY, CA 92308-6566

Mortgage

Document Number	0000137067,
Date	Jun 1, 2026
Instrument	2026137067

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13191 CENTRAL RD, APPLE VALLEY, CA 92308-6566
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13191 CENTRAL RD, APPLE VALLEY, CA 92308-6566

Mortgage

Document Number	0000289078
Date	Nov 24, 2025
Instrument	2025-0289078

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13191 CENTRAL RD, APPLE VALLEY, CA 92308-6566
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13191 CENTRAL RD, APPLE VALLEY, CA 92308-6566

Mortgage

Document Number	0000058342
Date	Feb 11, 2022
Instrument	2022-0058342

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	13191 CENTRAL RD, APPLE VALLEY, CA 92308-6566
Document Number	0000010351
Instrument Date	Dec 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13191 CENTRAL RD APPLE VALLEY CA 923086566, APPLE VALLEY, CA 92308-6566

Mortgage

Document Number	0000010351
Date	Jan 10, 2019
Instrument	10351

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$187,153 (+2%) Land $37,431 Building $149,722
2025	$2,210.00 (-22.21%)	$183,483 (+4.04%) Land $36,697 Building $146,786
2023	$2,841.00 (-7.37%)	$176,358 Land $35,272 Building $141,086
2022	$3,067.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER CO - APPLE VLY SOUTH private · serves 6,247 people · EPA ID CA3610107
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Central Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures