1319 State St, Bowling Green, KY 42101 Property Records

Warren County property record for 1319 State St, Bowling Green, KY 42101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,471 sqft · built 1880
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on Record
Last Sale	$513,600 (May 2024)
Tax Bill	$1,646 (2025)
Deeds & Mortgages	May 2017 Line of Credit Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040B-02-023`

Property Details

APN / Parcel Number

Primary APN	`040B-02-023`
Alternative APNs	`S1681082` `291443`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	4,471 sqft Living Area
Basement Area	893 sqft
Family Room	Family Room
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Exterior Material	Brick Veneer
Foundation Type	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	210 ft deep x 75 ft wide
Porch	Porch
Porch Area	117 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	S1681082
Street Address	1319 STATE ST
City	BOWLING GREEN
State	KY
Zip	42101-3461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:23
Legal Lot Number	23
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	1
Census Block	1023
Census Tract	10100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the College Hill District listed 1979 · 46 contributing resources · NRIS 79003509

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	555 JOHN ALFORD RD, BOWLING GREEN, KY 42101-6575
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 22, 2017	Deed of Trust, Mortgage · Line of Credit SERVICE ONE CU INC
Apr 3, 2019	Deed of Trust, Mortgage · Line of Credit SERVICE ONE CU INC
May 14, 2024	Deed, Transfer · Commercial Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2024 · Amount on Record
Deed Sale	May 14, 2024 · Amount on Record
Deed Document Number	2050930
Deed Book / Page	D1301 / 109
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	1319 STATE ST, BOWLING GREEN, KY 42101-3461
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2709/144
Date	May 22, 2017
Book Page	M2709/144
Instrument	938308

Lender

Name	SERVICE ONE CU INC
Type	Credit Union
Address	BOWLING GREEN, KY 42102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 21, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	1319 STATE ST, BOWLING GREEN, KY 42101-3461
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2868/709
Date	Apr 3, 2019
Book Page	M2868/709
Instrument	1087215

Lender

Name	SERVICE ONE CU INC
Type	Credit Union
Address	BOWLING GREEN, KY 42102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 2, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	May 14, 2024
Property Address	1319 STATE ST, BOWLING GREEN, KY 42101-3461
Document Number	0D1301/109
Book / Page	D1301 / 109
Instrument Date	May 13, 2024
Instrument	2050930
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$514.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1368 BURR OAKS CT, BOWLING GREEN, KY 42103-1443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 JOHN ALFORD RD, BOWLING GREEN, KY 42101-6575

Mortgage

Document Number	0002050931
Date	May 14, 2024
Instrument	2050931

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 13, 2044

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Bowling Green Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,646.00 (+51.71%)	$513,600 (+38.81%)	$513,600 (+38.81%)
2023	$1,085.00 Homeowner's exemption	$370,000	$370,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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