1319 Prospector Trl, Harker Heights, TX 76548 Property Records

Bell County property record for 1319 Prospector Trl, Harker Heights, TX 76548

Property Summary

Property TypePlanned Unit Development
Lot Size0.202 acres (8,825 sqft)
OwnerIndividual Name on File
Tax Bill$496 (2023)
Deeds & MortgagesFeb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN0984006566

Property Details

APN / Parcel Number

Primary APN0984006566
Alternative APN
  • 504841

Exterior

Lot Area8,825 sqft (0.202 acres)

Location & Zoning

Street Address1319 PROSPECTOR TRL
CityHARKER HEIGHTS
StateTX
Zip76548-3503
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionCEDARBROOK RIDGE PHASE II, BLOCK 001, LOT 0090
Legal SubdivisionCEDARBROOK RIDGE PHASE II
Legal Block1
Legal Lot Number90
JurisdictionBELL TX
Township / Civil DivisionKILLEEN
Census Block Group4
Census Block4020
Census Tract21908

Owner

1319 Prospector Trl, a planned unit development, is owned and occupied by an individual who acquired it in February 2024.

Source: Bell County records, as of April 1, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1319 PROSPECTOR TRL, HARKER HEIGHTS, TX 76548-3503
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2024
Deed SaleFeb 15, 2024
Deed Document Number2024006430
Record UpdatedJun 7, 2026

February 2024: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateFeb 15, 2024
Property Address1319 PROSPECTOR TRL, HARKER HEIGHTS, TX 76548-3503
Document Number0000006430
Map ReferenceDOC 2021-2920
Instrument DateFeb 14, 2024
Instrument2024006430
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 27, 2024
Title CompanyDHI TITLE/CTRL TX, DHI TITLE OF CTRL TX TEMPLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1319 PROSPECTOR TRL, HARKER HEIGHTS, TX 76548-3503

Mortgage

Document Number0000006431
DateFeb 15, 2024
Instrument2024006431
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityHarker Heights City
Unified School DistrictKilleen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$496.00 (-6.24%)$28,000 Land $28,000$28,000 Land $28,000
2022$529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1319 Prospector Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1319 Prospector Trl is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARKER HEIGHTS
serves 35,957 people · EPA ID TX0140023
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
1,500 / 1,500
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Brightspeed, FiberFirst, Verizon.

Nearby Properties on Prospector Trl

Nearby Streets

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