1319 Gary Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 1319 Gary Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,895 sqft · built 1971
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on Record
Last Sale	$415,000 (Jun 2008)
Tax Bill	$6,974 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`289-0354-004-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0354-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,895 sqft Living Area
1st Floor Area	1,895 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Pool Area	14,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1319 GARY WAY
City	CARMICHAEL
State	CA
Zip	95608-6109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	DEL DAYO RIVIERA 03, LOT 182
Legal Subdivision	DEL DAYO RIVIERA 03
Legal Lot Number	182
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2005
Census Tract	5804

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1319 GARY WAY, CARMICHAEL, CA 95608-6109
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Line of Credit BBVA USA
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2008 · Amount on Record
Deed Sale	Jun 30, 2008 · Amount on Record
Deed Book / Page	20080630 / 1125
Last Transfer Date	Feb 15, 2025
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1319 GARY WAY, CARMICHAEL, CA 95608-6109
Document Number	2011041315
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1319 GARY WAY CARMICHAEL CA 956086109, CARMICHAEL, CA 95608-6109

Mortgage

Document Number	2011041315
Date	Nov 4, 2020
Instrument	2011041315

Lender

Name	BBVA USA
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 3, 2045

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1319 GARY WAY, CARMICHAEL, CA 95608-6109
Document Number	2008260184
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1319 GARY WAY CARMICHAEL CA 956086109, CARMICHAEL, CA 95608-6109

Mortgage

Document Number	2008260184
Date	Aug 26, 2020
Instrument	2008260184

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	DALY CITY, CA 94016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2040

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1319 GARY WAY, CARMICHAEL, CA 95608-6109
Document Number	2010090816
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1319 GARY WAY CARMICHAEL CA 956086109, CARMICHAEL, CA 95608-6109

Mortgage

Document Number	2010090816
Date	Oct 9, 2020
Instrument	2010090816

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 8, 2040

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1319 GARY WAY, CARMICHAEL, CA 95608-6109
Document Number	2007231992
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	LIEN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1319 GARY WAY CARMICHAEL CA 956086109, CARMICHAEL, CA 95608-6109

Mortgage

Document Number	2007231992
Date	Jul 23, 2020
Instrument	2007231992

Lender

Name	BBVA USA
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 22, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$583,593 (+2%) Land $314,840 Building $268,753
2025	$6,974.00 (+0.96%)	$572,151 (+4.04%) Land $308,667 Building $263,484
2024	$6,908.00 (+2.57%)
2023	$6,735.00 (+0.55%)	$549,935 Land $296,682 Building $253,253
2022	$6,698.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 106 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	9 (1993–2026)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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