1319 E Arnold St, Sandwich, IL 60548 Property Records

DeKalb County property record for 1319 E Arnold St, Sandwich, IL 60548

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 2001
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Company Names on Record
Last Sale	$255,000 (Oct 2009)
Tax Bill	$6,972 (2024)
Deeds & Mortgages	Apr 2022 Line of Credit May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19-25-276-014`

Property Details

APN / Parcel Number

Primary APN	`19-25-276-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	160 ft deep x 90 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1925276014
Street Address	1319 E ARNOLD ST
City	SANDWICH
State	IL
Zip	60548-1284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 204 - SANDHURST UNIT 3
Legal Subdivision	SANDHURST UNIT 3
Legal Lot Number	204
Legal Unit	3
Jurisdiction	DE KALB IL
Township / Civil Division	SANDWICH
Census Block Group	2
Census Block	2016
Census Tract	2000

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1319 E ARNOLD ST, SANDWICH, IL 60548-1284
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN COMMERCIAL BANK & TRUST NA
May 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2009 · Amount on Record
Deed Sale	Oct 2, 2009 · Amount on Record
Deed Document Number	200914530
Last Transfer Date	May 17, 2018
Transfer Doc	0000004895
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1319 E ARNOLD ST, SANDWICH, IL 60548-1284
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003533
Date	Apr 7, 2022
Instrument	2022003533

Lender

Name	AMERICAN COMMERCIAL BANK & TRUST NA
Address	OTTAWA, IL 61350

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	May 25, 2018
Property Address	1319 E ARNOLD ST, SANDWICH, IL 60548-1284
Document Number	0000004895
Instrument Date	May 17, 2018
Instrument	4895
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1319 E ARNOLD ST SANDWICH IL 605481284, SANDWICH, IL 60548-1284

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sandwich Township
Municipality	Sandwich City
Unified School District	Sandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,325 (+22.25%) Land $25,364 Building $86,961	$336,975 (+22.25%) Land $76,092 Building $260,883
2024	$6,972.00
2023		$91,882 Land $20,748 Building $71,134	$275,646 Land $62,244 Building $213,402

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH serves 7,156 people · EPA ID IL0374850
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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