1319 10th Ave E, Spencer, IA 51301 Property Records

Clay County property record for 1319 10th Ave E, Spencer, IA 51301

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,248 sqft · built 1961
Lot Size0.282 acres (12,275 sqft)
Owner2 Individual Names on Record
Last Sale$27,000 (Apr 2023)
Tax Bill$3,380 (2025)
Flood ZoneZone X (minimal risk)
APN963607278006

Property Details

APN / Parcel Number

Primary APN963607278006
Alternative APN
  • 64096360727800600

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area1,248 sqft Living Area
1st Floor Area864 sqft
Basement Area864 sqft
Finished Basement750 sqft
Unfinished Basement864 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,275 sqft (0.282 acres)
Garage TypeAttached
Garage Area640 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address1319 10TH AVE E
CitySPENCER
StateIA
Zip51301-4753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 3 SYLVAN ACRES
Legal Range36W
Legal Township96N
Legal Section7
Legal SubdivisionSYLVAN ACRES
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3040
Census Tract80200

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1319 10TH AVE E, SPENCER, IA 51301-4753
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2023 · Amount on Record
Deed SaleApr 25, 2023 · Amount on Record
Deed Document Number2023725
Deed Book / Page2023 / 725
Prior Transfer DateApr 14, 2023
Prior Transfer Doc0000000725
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,380.00 (+4.26%) Homeowner's exemption$231,620 (+8.87%) Land $30,480 Building $201,140$231,620 (+8.87%) Land $30,480 Building $201,140
2024$3,242.00 (+7.85%)
2023$212,740 (+18.52%) Land $23,520 Building $189,220$212,740 (+18.52%) Land $23,520 Building $189,220
2022$3,006.00 Homeowner's exemption$179,490 Land $23,520 Building $155,970
2021$179,490 Land $23,520 Building $155,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spencer Municipal Utilities
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink, Verizon.

Nearby Properties on 10th Ave E

Nearby Streets

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