Hamilton County property record for 13189 Towne Rd, Carmel, IN 46074
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,546 sqft · built 1995 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,333 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-28-001-004.001-018 |
| Primary APN | 29-09-28-001-004.001-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,546 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| 2nd Floor Area | 1,250 sqft |
| Basement Area | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 35,284 sqft (0.81 acres) |
| Garage Type | Attached |
| Garage Area | 518 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709280001004001 |
|---|---|
| Street Address | 13189 TOWNE RD |
| City | CARMEL |
| State | IN |
| Zip | 46074-7764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .81, SECTION 28, TOWNSHIP 18, RANGE 3 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 28 |
| Legal Subdivision | CLAY |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 110909 |
13189 Towne Rd is owned and occupied by an individual who acquired it in December 2008.
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13189 TOWNE RD, CARMEL, IN 46074-7764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Sep 4, 2003 |
| Last Transfer Date | Dec 4, 2008 |
| Transfer Doc | 2008059352 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $420,800 Land $114,700 Building $306,100 | $420,800 Land $114,700 Building $306,100 | |
| 2024 | $4,333.00 (+12.52%) | ||
| 2023 | $3,851.00 (+10.53%) | $366,400 (+18.38%) Land $86,000 Building $280,400 | $366,400 (+18.38%) Land $86,000 Building $280,400 |
| 2022 | $3,484.00 | $309,500 Land $86,000 Building $223,500 | $309,500 Land $86,000 Building $223,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13189 Towne Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13189 Towne Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures