13189 Gopher Ct, Elberta, AL 36530 Property Records

Baldwin County property record for 13189 Gopher Ct, Elberta, AL 36530

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 4,180 sqft · built 2023
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Jan 2025)
Tax Bill$1,268 (2025)
Deeds & MortgagesJan 2025 Sale & Mortgage
APN53-05-21-0-000-022.014

Property Details

APN / Parcel Number

Primary APN53-05-21-0-000-022.014
Alternative APNs
  • 394726
  • 999036
  • 344362
  • 509618

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area4,180 sqft Heated Area
1st Floor Area2,090 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area65,340 sqft (1.5 acres)
Lot Width57.2 ft Width
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number509618
Street Address13189 GOPHER CT
CityELBERTA
StateAL
Zip36530-3551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description57.2' X 403.9' IRR LOT 5 RE-SUB OF LOT 1 OF THE GROVE OF ELBERTA SLIDE 2797-A 1522-D SEC 21-T7S-R5E (WD/SURVIVORSHIP)
Legal SubdivisionGROVE OF ELBERTA RE-SUB
Legal Lot Number5-1
JurisdictionBALDWIN AL
Township / Civil DivisionELBERTA
Census Block Group1
Census Block1062
Census Tract11601

Owner

Source: Baldwin County assessment roll, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13189 GOPHER CT, ELBERTA, AL 36530-3551
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 30, 2025 · Amount on Record
Deed SaleJan 30, 2025 · Amount on Record
Deed Document Number20252168540
Record UpdatedSep 20, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJan 30, 2025
Property Address13189 GOPHER CT, ELBERTA, AL 36530-3551
Document Number0002168540
Map ReferenceSL 2797-A
Instrument DateJan 28, 2025
Instrument2168540
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21450 COUNTY ROAD 12 S # S2602, S2602, FOLEY, AL 36535-9606

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address13189 GOPHER CT, ELBERTA, AL 36530-3551

Mortgage

Document Number0002168541
DateJan 30, 2025
Instrument2168541
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.87%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2030
Change Frequency5 Years
Min Rate At Change3.87%
Max Rate At Change7.87%
Index5-Year CMT
Margin2
Max Rate10.8%

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,268.00 (-37.35%)$46,900 (-35.13%) Land $7,020 Building $39,880$515,200 (+42.52%) Land $77,000 Building $438,200
2023$2,024.00 (+542.54%)$72,300 (+542.1%)$361,500 (+542.1%) Land $65,500 Building $296,000
2022$315.00$11,260$56,300 Land $56,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims8 (1998–2020)
Claims Outside the SFHA8 of 8
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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