Pinellas County property record for 13189 Clay Ave, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,146 sqft · built 1952 |
| Lot Size | 0.181 acres (7,867 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Jan 2026) |
| Tax Bill | $3,640 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-2027-1 |
| Primary APN | C62-000-750-2027-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,146 sqft Living Area |
| 1st Floor Area | 1,146 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | H-Shape |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,867 sqft (0.181 acres) |
| Lot Dimensions | 109 ft deep x 71 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 162 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R123176 |
|---|---|
| Street Address | 13189 CLAY AVE |
| City | LARGO |
| State | FL |
| Zip | 33773-1130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | ULMERTON BLK 8, LOT 16 & S 1/2 OF VAC SEMES ST ON N PER OR 6616/1724 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 11 |
| Legal Subdivision | ULMERTON |
| Legal Tract | 93348 |
| Legal Block | 8 |
| Legal Lot Number | 16 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 25021 |
13189 Clay Ave is owned and occupied by an individual who bought it in January 2026.
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13189 CLAY AVE, LARGO, FL 33773-1130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2026 · Amount on File |
| Deed Sale | Jan 6, 2026 · Amount on File |
| Prior Sale | May 1, 2016 · Amount on File |
| Deed Document Number | 20261539 |
| Deed Book / Page | 23411 / 1971 |
| Prior Transfer Date | Apr 8, 2015 |
| Prior Transfer Doc | 0189341199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 6, 2026 |
| Property Address | 13189 CLAY AVE, LARGO, FL 33773-1130 |
| Document Number | 0234111971 |
| Book / Page | 23411 / 1971 |
| Map Reference | MB 6 PG 31 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 2026001539 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | TITLE EXCHANGE/PINELLAS INC, TITLE EXCHANGE OF PINELLAS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1035 PICKET CT, PRESCOTT, AZ 86301-6747 |
| Name | Verified Name |
|---|---|
| Address | 13189 CLAY AVE, LARGO, FL 33773-1130 |
| Document Number | 0234111973 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 23411/1973 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
The 2025 property tax bill for 13189 Clay Ave was $3,640, up 7.8% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,640.00 (+7.76%) | $255,670 Land $138,061 Building $117,609 | $255,670 Land $138,061 Building $117,609 |
| 2024 | $3,378.00 (+3.59%) | ||
| 2023 | $3,261.00 (+10.39%) | $244,160 (+16.75%) | $244,160 (+16.75%) Land $150,732 Building $93,428 |
| 2022 | $2,954.00 | $209,130 | $209,130 Land $137,648 Building $71,482 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13189 Clay Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 158 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 158 in force |
| Nearby Flood Claims | 18 (2012–2024) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13189 Clay Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, WOW Internet, Cable & Phone.
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