13186 Echo Ln, Side Lake, MN 55781 Property Records

Itasca County property record for 13186 Echo Ln, Side Lake, MN 55781 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	432 sqft
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Tax Bill	$400 (2026)
Deeds & Mortgages	Feb 2026 Transfer Jul 2019 Refinance
Flood Zone	Zone D (undetermined)
APN	`06-410-0126`

Property Details

APN / Parcel Number

Primary APN	`06-410-0126`
Alternative APNs	`135814` `8842`

Interior

Building Area	432 sqft Base Area
1st Floor Area	432 sqft
Flooring	Concrete/Cement

Exterior

Lot Area	17,424 sqft (0.4 acres)
Lot Width	41 ft Width
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	135814
Street Address	13186 ECHO LN
City	SIDE LAKE
State	MN
Zip	55781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK 1
Legal Range	22W
Legal Township	60N
Legal Section	01
Legal Subdivision	BEATRICE LK HOMESITE PLAT NO 1
Legal Block	1
Legal Lot Number	13
Jurisdiction	ITASCA MN
Township / Civil Division	BEARVILLE
Census Block Group	1
Census Block	1053
Census Tract	480401

Owner

Source: Itasca County records · APN 06-410-0126

Assessment roll updated August 14, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3617 CRESCENT VIEW AVE, DULUTH, MN 55804-1709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 05, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HARBOR POINTE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 03, 2025
Transfer Doc	A000795334
Record Updated	Sep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ITASCA MN
Recording Date	Feb 27, 2026
Property Address	13186 ECHO LN, SIDE LAKE, MN 55781
Document Number	A000795334
Instrument Date	Dec 03, 2025
Instrument	A000795334
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3617 CRESCENT VIEW AVE, DULUTH, MN 55804-1709

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	13186 ECHO LN, SIDE LAKE, MN 55781
Transaction Type	Mortgage
Record Updated	Jul 31, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000732242
Date	Jul 05, 2019
Instrument	A000732242

Lender

Name	HARBOR POINTE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Aug 01, 2024

Tax Assessment & Valuation

Source: Itasca County records · Assessment roll updated August 14, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
County Subdivision	Bearville Township
Unified School District	Grand Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$400.00 (-23.66%)
2025	$524.00 (-7.75%) Homeowner's exemption	$52,100 (-15.83%) Land $44,300 Building $7,800	$52,100 (-15.83%) Land $44,300 Building $7,800
2024	$568.00	$61,900 (+63.32%) Land $53,200 Building $8,700	$61,900 (+63.32%) Land $53,200 Building $8,700
2022		$37,900 Land $31,900 Building $6,000	$37,900 Land $31,900 Building $6,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Itasca County (27061C), updated March 10, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D
Special Flood Hazard Area	No
Flood Hazard	Undetermined not studied
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	DSL	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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