13185 SW 20th Ter, Miami, FL 33175 Property Records

Miami-Dade County property record for 13185 SW 20th Ter, Miami, FL 33175

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,413 sqft · built 1977
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,800 (Sep 2025)
Tax Bill	$4,923 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2017 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`30-4911-013-1270`

Property Details

APN / Parcel Number

Primary APN	`30-4911-013-1270`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,413 sqft Living Area
Gross Area	3,023 sqft
1st Floor Area	2,413 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Rigid Frame Bar Joist
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	100 ft deep x 78 ft wide
Porch	Porch
Porch Area	182 sqft
Patio Area	1,401 sqft

Location & Zoning

Street Address	13185 SW 20TH TER
City	MIAMI
State	FL
Zip	33175-1357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	TAMIAMI LAKES SEC 1 PB 106-9 LOT 2 BLK 8 LOT SIZE 78 X 100 OR 19728-2797 06/2001 1 COC 23142-0670 02 2005 1
Legal Range	39E
Legal Township	54S
Legal Section	11
Legal Subdivision	TAMIAMI LAKES
Legal Block	8
Legal Lot Number	2
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	1
Census Block	1001
Census Tract	14900

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13185 SW 20TH TER, MIAMI, FL 33175-1357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Intrafamily Transfer, Transfer · Line of Credit SPRING EQ LLC
Jun 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUN TRUST MORTGAGE INC
Aug 12, 2020	Deed of Trust, Mortgage · Line of Credit BBVA USA
Jan 9, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Mar 7, 2005 · Amount on Record
Deed Document Number	2025731430
Deed Book / Page	34958 / 1051
Prior Transfer Date	Aug 15, 2025
Prior Transfer Doc	0000731430
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DADE FL
Recording Date	Sep 25, 2025
Property Address	13185 SW 20TH TER, MIAMI, FL 33175-1357
Document Number	0000731430
Book / Page	34958 / 1051
Map Reference	MB 106 PG 9
Instrument Date	Aug 15, 2025
Instrument	2025R0731430
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13185 SW 20TH TER, MIAMI, FL 33175-1357

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13185 SW 20TH TER, MIAMI, FL 33175-1357

Mortgage

Document Number	0000001054
Date	Sep 25, 2025
Instrument	34958/1054

Lender

Name	SPRING EQ LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	13185 SW 20TH TER, MIAMI, FL 33175-1357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000345941
Date	Jun 19, 2017
Book Page	30579/0144
Instrument	2017R0345941

Lender

Name	SUN TRUST MORTGAGE INC
Type	Non-Lending Institution
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	13185 SW 20TH TER, MIAMI, FL 33175-1357
Document Number	0000485689
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13185 SW 20TH TER MIAMI FL 331751357, MIAMI, FL 33175-1357

Mortgage

Document Number	0000485689
Date	Aug 28, 2020
Book Page	032075/000658
Instrument	485689

Lender

Name	BBVA USA
Address	SPRING HILL, FL 34606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 27, 2045

Interest

Rate Type	Adjustable Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jan 9, 2019
Property Address	13185 SW 20TH TER, MIAMI, FL 33175-1357
Document Number	0000016508
Book / Page	031283 / 004178
Instrument Date	Dec 17, 2018
Instrument	16508
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.60
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13185 SW 20TH TER MIAMI FL 331751357, MIAMI, FL 33175-1357

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,923.00 (+2.76%)	$287,220 (+2.9%)	$650,012 (-0.43%) Land $306,000 Building $344,012
2024	$4,791.00 (+5.37%) Homeowner's exemption	$279,126 (+3%)	$652,831 (+25.84%) Land $306,000 Building $346,831
2023	$4,547.00 (+4.07%) Homeowner's exemption	$270,997 (+3%)	$518,793 (+8.74%) Land $221,850 Building $296,943
2022	$4,369.00 Homeowner's exemption	$263,104	$477,103 Land $187,425 Building $289,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 196 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	196 in force
Nearby Flood Claims	135 (1981–2025)
Claims Outside the SFHA	1 of 135
Most Recent Claim	Jul 2025 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 12 claims Severe Storms And Flooding, Oct 2000 · 14 claims Hurricane Irene, Oct 1999 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

Nearby Properties on SW 20th Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures